Wednesday, August 28 / August 2013 13:42
Twilight News / confirmed TBI the "TBI", Wednesday, that all financial loans granted to individuals and companies subject to special criteria aimed at the public good president, noting that the granting of loans passes through several stages.
The chairman of the bank Hamdiya dry, in a statement received "Twilight News", a copy of "loans granted by the bank to investors or companies, is aimed first and last is the public interest, through the service of Iraqi citizens in the fields of industry, tourism, trade and agriculture."
She added that "the granting of loans subject to the financial mechanism and standards should be available to the borrower, whether an individual or a company, the first to open a checking account, and follow the movement of the account for a period of three months, a statement of the amounts deposited in the account."
Dry showed that "the customer has submitted an application for the purpose of borrowing is queried him about the purpose of the loan, and the amount of guarantees provided an interview, that after the request is subject to an extensive study by the department and the bank's credit committee, and after the financial loan is called."
The confirmation of the Trade Bank of Iraq subjected all loans granted by investors to the mechanism of minutes after charging much criticism for the management of the bank related to granting financial loans to investors without obtaining guarantees.
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