15.03.2014 (0:01 pm)
BAGHDAD / Abdul Rashid Saleh
Economists and bankers said the weakness of the use of smart cards (MasterCard, Visa) and others in the financial transactions due to the absence of infrastructure and poorly trained staff to use them as well as the lack of modern means of communication between businesses, as they added to the weakness of the economic culture of the citizen who used to use amounts of money through the "Cache" in his dealings. The head of the Association of private banks Abdul Aziz Hassoun said in an interview to the "long", that "smart cards such as MasterCard and Visa Card you need to market smart you are dealing with," adding that "cash is characteristic of the tyrant in financial transactions," noting that "other tools used to dealing financial Kalptaqat Smart disappeared completely in the Iraqi market. "and pointed out that" Iraq has a large hotel owned by foreigners and Iraqis can accept smart cards in circulation, but they do not do so, "adding that" this type of trading requires certain infrastructure training of specialist staff and provide the means of communication between hotels and banks. "
The President of the Association of private banks that "electronic dealing cards in hotels and malls is the best," pointing out that "this type of deal provides protection for users of many risks." He explained that "the government banks are still not integrated in terms of modern banking programs," adding that "the government banks has huge potential, and is spread over more than 500 branches in Iraq, but they need to develop in their infrastructure."
For her part, member of the parliamentary Finance Committee Najeebeh Najib's "long", "The banking sector in Iraq is still suffering a lot of problems and difficulties," adding that "the introduction of modern technologies in the banking needs important legislation."
The economist said Bassem Jamil Anton "long" to "smart cards have not been boom enough in Iraq compared to the countries of the world," pointing out that "the weakness of economic culture among citizens is one of the reasons for not traded for being accustomed to the use of funds" Cache "deal" , explaining that "the banks have not been able to create an atmosphere able to convince citizens using these cards, in addition to the lack of acceptance of the market for these cards."
"The use of the smart cards modern needs a long program and expanded, aims to educate and inform the user and restore the confidence of citizens in banks," stressing "the need to train a cadre good, and combating administrative corruption, and the dissemination of these cards on the market and promote it."