[size=36][size=33]Rivers: Some borrowers are visiting and government departments disclaims all obligations[/size][/size]The news agency Buratha 40[ltr] 08/10/2016[/ltr]
Rafidain Bank announced on Saturday that some borrowers are forgery for the purpose of obtaining the advance, while the accused in some quarters as the "repudiation" for Palmstlven own obligations.
The bank said in a statement, said that "problems and constraints suffered by the Rafidain Bank and his staff during the lending process and lending can only be addressed by the cooperation of the citizen with him in the implementation of controls and compliance and re-exchanged between the banks and the service of citizens in the public interest trust."
He said the bank, that "among these problems suffered by her, is that some asylum advances and loans to make efforts various types of fraud and circumventing the bank's staff for the exercise was the result first referral staff to commissions of inquiry are diverse and withhold their dues and become in their files and curricula vitae lot of sanctions that hinder bring them, "explaining that" the second result is the loss of the bank for the amount of the advances which have become part of bad debts and offset by a dedicated risk of 100% of the Akiemha. "
He continued, "Some departments provided various endorsements for the staff, whether the borrower or guarantor recognizes the bank's health release them according to the contexts in force were granted advances and loans under and after a period of obligation to pay premiums are notified of these departments that all endorsements issued about is forged and is issued They reported that their employees do not have income, and thus got another loss, but of a different kind. "
The bank said that "some circles, and after a period of repayment Mstalafia disclaims all commitments despite the signing of the borrower held with the bank that includes the terms of credit and repayment and the circle by pledging to deduct dues Bank of Roatbh A contract obligation on borrower and his circle in all conditions," pointing out that "these circuits claims that are required by law to deduct 1/5 salary, lack of commitment to begin repayment remains the right of the contractor bank has Almstlvenn note that the money borrowed to them is money and deposits citizens is the duty of the bank returned to them upon request. "
Between the bank and he was "subjected to another problem, which is that some departments refrain from paying dues of its employees on the grounds that the original borrower and guarantor left work, and this is unreasonable and is complicity or circumvented from some quarters for the staff of the bank robbery money."
He noted the bank that "some circles are to refer their employees to retire without informing the bank and give them clearance from their constituents, despite the existence of a paragraph in the count refers to the Notification of the Bank for any changes occur in employee service either transport or retire and not be given borrower of any patent edema only after achieving the conditions for granting the advance, "noting that" this will lead to the reluctance and delay in the payment of benefits after a long period and the accumulation of interest delays and late premiums get up retired to mediate and make multiple requests for exemption from benefits the delay and the payment of premiums and accumulated Tbdoua phase of routine correspondence and wasted time ".
The Ministry of Finance and approved by the (September 18, 2016), announced the launch of personal advances to employees, amounting to 10 million dinars for different purposes, according to guidelines and instructions.
The Rafidain Bank has set conditions for the granting of advance of 10 million dinars, and the conditions must be the employee age does not exceed 50 years, and to have a smart card and enabled to receive the salary, and should not be has a predecessor or previous loans.