Iraq announces new controls for the granting of ten advance salaries for the staff of state departme

Iraq announces new controls for the granting of ten advance salaries for the staff of state departments


21/03/2017



Rafidain Bank announced the development of new controls to activate the process of granting an advance (ten salaries), to the staff of government departments and the priority given to the beneficiaries of electronic payment cards.
A statement to inform the bank got "direction Press" a copy of which controls the grants are as follows:

1. requires student advance to get them to be of service has not less than one year (installed appointed).

2. The amount of the advance of (10) call fixed salaries plus allowances (marital certificate) that no more than 10 million dinars of the total salaries of only ten.

3-for Advance (5 years) paid in equal monthly installments.

4-interest rate of 9% per annum is calculated on a straight declining and pay fixed installments with the advance premiums month after the grant date.

5. levied administrative commission (2%) of the amount of the advance granted.

6. required not to exceed the monthly deductions to advance with other obligations owed by the borrower (50%) of the total salary.
7. borrower offers guarantor guarantor (civilian employee of the state departments staff) who serve not less than one year at least and does not accept guarantees that the opposite does not exceed the total deductions (50%) of the total salary of the sponsor.

8-insurance with a government insurance companies through the conclusion of a contract with the company by the General Administration (financial section).

9. If there is a precedent advance Agaydah settlement or cash advance before the exchange and spend the remaining amount.


Required documents:  
1-tariff progress identities (identity card - Iraqi citizenship certificate - housing card - the card or national)

2-book from the ministry or the borrower Department supports not received an advance of our bank or other banks and continuation of the service and support of his monthly salary and undertake his constituency completing monthly salary premiums and transferred to the bank in accordance with the attached application in instructions bank model during a period not to exceed (10 days from the date of disbursement salary ) in case of delay interest Tojerih calculated by (2%) the number of days of delay from the due date until the date of payment in addition to legal interest (contractual) Alnozj and signed by the administrative department in the ministry or department concerned.


Mechanism of Action:
1. The distribution of ministries and departments affiliated to the branches of the Rafidain Bank , and as shown in the attached table in the instructions.

2. reconsider the grant of the ministry that will linger in the payment of premiums owed to its employees.

3. Authorize Reps areas and supervisors for the purpose of the distribution of existing ministries and departments in the provinces on the branches of the bank.

4. The attribution offices in representatives offices areas to send data included the names of staff on advances by branches in their areas to the General Administration / Department Tkonologia information and communication as well as for bank branches in Baghdad for the purpose of the intersection of data and ensure non-repetition.

5. the ICT department approached the Rasheed Bank / Department of the electronic calculator for the purpose of exchanging names previously endowed for the purpose of the intersection and guarantee of non-repetition.

6. The ministries or departments concerned covered advances to submit the names of their employees under the request of the advance attached in FAQ form and in the form of meals that do not exceed the total meal (100) employees for each branch as a first stage and at the completion of the meal are provided with branch Other meal of the applicants and inspired branch after obtaining the approval of bank credit department in order to overcome the lack of dedicated and bear the ministry or department concerned responsibility for any student grants repeat advance and the responsibility of the health of the archives that came with the forms requested advance and support us so.

7. forms stamped the seal of authenticity of the information contained in the required documents by the Administrative Department of the Directorate official concerned to be a degree of financial account manager or after authorized to do so by an official letter also be provided with the names of the branches authorized to sign transactions and models signatures and Akhtamanm.

8. The ministries address a letter to the concerned branches includes the names of their candidates Facility filing with the candidates and the branches to send these names to the General / Department of ICT administration and is not promoting the transaction only after receiving a letter from the ICT department confirms the non-repetition.

9. borrower bears the ministry or department responsible for the health of the archives that came with the request of the advance and the support of the bank thus forms.

10. The branch support the health of the book received from the ministry or department concerned, however, it is supported.

11. inform borrowers not to review the allocated branches for the purpose of the advance disbursement only after Bmmthelhm contact the ministry or department concerned [chief financial officer] or by phone, so for regulatory purposes and bears the branch manager to verify the integrity of the connection.
12. regulated by a special contract on credit between the bank and the employee and stamp duty are met by 2 per thousand.
13. holds the branches keeping commitments and contracts after the issuance of the decision grants and bonds as applicable facilities.
14. Grants are allocated according to the credit of the branch and shall not be exceeded in any case.
15. opens a page on each calculator Mstlv include complete information about schedules and payment in the case of absence calculator at the branch are relying on manual records and the organization accurately and in alphabetical.

16. Provide Advances Division monthly statistic on repayments of advances for the purpose of supervision and follow-up and make sure not allocated to the credit ceiling is exceeded.

17. requires the receipt of payments from the department concerned under the approved instrument and within ten days from the date of receipt of the salary, however, and is committed to the relevant department so based on the pledge form attached in the instructions and attach with a detailed instrument controversy includes the names of the borrowers with the amount of each payment Mstlv.

18. balance of the advance it becomes the duty of full payment when the employee borrower interruption resignation or his retirement or granted leave without pay or for any reason (death / chapter / leaving work .... etc) does not grant clearance before repayment of the entire balance of the advance or if the sponsor has pledged to accept installment remaining amount of his monthly salary.

19. In the case of reporting the transfer of an employee from his department to the borrower on the other hand has vowed Asthsal student credit department of the transfused it.

20. In the case of repayment before the maturity date of the interest on the amount until the date of payment is calculated by adding one month for differences in fixed interest is calculated.

21. ALL DIRECTIONS canceled predecessor, former employees of state departments and its amendments and replace the instructions above.


The allocation of ministries on the branches of the Rafidain Bank for advances:

1. The Ministry of Defense:
(allocation of the Ministry of Defence to employees of the branch of the ministry 's headquarters - the allocation of branches Azwaip and the role of the officers and the cities and the national and Huzaifa ibn al - Yaman and Rustumiya to employees of the headquarters located in Rusafa in Baghdad - the allocation of branches of the letter and Haifa to employees of the headquarters located in the Karkh district of Baghdad).

2-Oil Ministry:
(allocation of the oil complex to the headquarters of the Oil Ministry and related departments in the ministry and branch refineries to employees of other organizations of the Ministry of Oil circles) branch.

3-The Ministry of Education:
(allocation of Palestine and Jerusalem Street branch to the headquarters of the ministry - the allocation of branches Waziriya and Adhamiya to employees of the Education (Rusafa first) - Customize fraternity branch and Sevilla to employees of the Education (Rusafa third) - Customize branches pratha, liberty and the ocean to employees of the Education (Karkh first) - Allocation Branch knowledge of the employees of the Education (Karkh second) - the allocation of Kadhimiya branch employees (Karkh third) - customize Zahra branch to employees of the Education (Karkh third).

4. Ministry of Water Resources
(allocation of the eastern section of the branch employees of the Ministry of Water Resources).

5-The Ministry of Communications
(allocation of the upper branch of the employees of the headquarters of the Ministry of Communications and departments associated - the allocation of the Liberal branch for the rest associated with the Ministry of Communications) circuits

6-The Ministry of Municipalities
(allocation of sub - seven palaces and municipalities to employees of the Ministry of Municipalities)

7-Ministry of Agriculture
(allocation and Victory Square Paradise Square branch of the employees of the Ministry of Agriculture)

8-The Ministry of Labour and Social Affairs
(allocation of labor and social affairs for the employees of the ministry Branch)

9-The Ministry of Construction and Housing
( the allocation of the Ministry of Construction and Housing Branch and the branch railway to employees of the ministry)

10. The Ministry of Human Rights
(Victory Square allocation of sub - inspired factor for employees of the Ministry of Human Rights)

11 - The Ministry of Industry and Minerals
(allocation of branches of the Ministry of Industry and Minerals , the White Palace and the Street Rafii inspired unit of employees of the ministry)

12 - Ministry of Environment
(Sinak allocation and sub - Karada Mariam for the employees of the ministry)

13 - circles linked to the Ministry of others
( the allocation of branches Mansour fight and Mustansir and Andalus and Sheikh Omar to employees of all circles of others related to the Ministry)

14 - General Secretariat of the Council of Ministers and the House of Representatives
( the allocation of the General Secretariat of the Council of Ministers and the Arab neighborhood branch to employees of the House of Representatives and the Council of Ministers)

15 - Municipality of Baghdad
(sub - allocation of safety and caliphs to employees of the Municipality of Baghdad)

16 - the Sunni Waqf
( the allocation of the Sunni Endowment , a branch of the lending employees of the Sunni Endowment)

17 - provinces (Diyala - Salahuddin - Anbar)

(The delegates distributed ministries on the branches of those provinces)

18 - Branches delegates associated regions (North - South - Central)
is the division of ministries by the delegates of their respective branches.
EST

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Rafidain Bank announces new controls to grant the advance of ten salaries to employees


Release Date: 2017/3/21 


[Ayna-Baghdad]
Rafidain Bank announced the establishment of new controls to activate the process of granting an advance [ten salaries], the employees of the state departments and give priority to the beneficiaries of electronic payment cards.
A statement of the bank's information received by the agency all of Iraq [where] a copy of it, to "grant controls are as follows:
1. The applicant must have a service not less than one year [his appointment has been confirmed].
2 - The amount of the advance by [10] nominal salaries plus fixed allocations [marital and certificate] not to exceed [10] million dinars out of the total ten salaries only.
3. The term of the advance [5 years] shall be paid in equal installments per month.
4. Interest rate [9%] per annum is calculated in a reduced installment method and paid in fixed installments with installment installments one month after the grant date.
5- An administrative commission shall be paid [2%] of the amount of the advance granted.
6 - It is required not to exceed the monthly deductions of the advance with other commitments the burden of the taxpayer [50%] of the total salary.
7. The sponsor shall provide a guarantor (civil servant of the State Department) who are not less than one year old and shall not accept the corresponding guarantees provided that the total deductions shall not exceed 50% of the total sponsor's salary.
8 - Insurance of a state insurance company by entering into a contract with the company by the General Administration [Financial Section].
9. In the case of a previous advance, a cash or cash settlement shall be made before the advance payment is made and the remaining amount shall be paid.
Required Documents:
1. Provide identification IDs [civil status ID - Iraqi citizenship certificate - residence card - or national ID card]
2-A letter from the ministry or the department of the taxpayer supports not receiving an advance from our bank or other banks and continuing to service and support monthly salary and that the department undertakes to pay the monthly installments of his salary and transfer to the bank in accordance with the application form attached in the instructions of the bank within a period not exceeding [10 days from the date of payment of salary In the event of delay, a delay interest of 2% is calculated by the number of days of delay from the date of maturity until the date of payment in addition to the legal [contractual] interest. The model is signed by the administrative department of the ministry or the concerned department.
Mechanism of Action:
1 - The distribution of ministries and departments affiliated to the branches of Rafidain Bank and as shown in the table attached in the instructions.
2. The grants shall be reconsidered for the Ministry which will be late in paying the premiums due to its employees.
3 - Authorizing the representatives of the regions and supervisors for the purpose of distributing the departments of the ministries located in their governorates to the branches of the bank.
4 - The support offices in the offices of the representatives of the regions to send data containing the names of employees granted by the branches in their regions to the General Department / Department of Information and Communication Technologies as well as for the branches of the Bank in Baghdad for the purpose of data intersection and ensure non-repetition.
5. The Information and Communications Technology Department has approached Al-Rasheed Bank / Electronic Computer Section for the purpose of exchanging the names of the former recipients for the purpose of the intersection and ensuring the non-repetition.
6- The concerned ministries or departments concerned shall submit the names of their employees according to the application form attached in the instructions and in the form of meals, provided that the total of the meal does not exceed 100 employees for each branch as a first stage. Upon completion of the meal, The branch after obtaining the approval of the bank credit department for the purpose of not exceeding the allocation and the Ministry or the department concerned responsibility for the repetition of grants to any student advance and responsibility of the validity of the documents attached to the application forms and advance payment support to us.
7. The forms shall be sealed by verifying the correctness of the information contained in the documents required by the official of the administrative department of the concerned directorate, provided that he has the rank of director of accounts or finance after being authorized to do so by an official letter. The branches shall also be provided with the names of those authorized to sign the transactions and forms of their signatures and seals.
8 - The ministries shall direct a letter to the concerned branches, including the names of their candidates with the candidates' files. The branches shall send these names to the general administration / ICT department. The transactions shall be promoted only after receiving a letter from the ICT department confirming non-repetition.
9- The Ministry or the Department of the Lender shall be responsible for the validity of the documents attached to the application forms for the advance and support to the Bank.
10. The branch shall support the authenticity of the book issued by the Ministry or the concerned department with a certified hand.
11- Informing the taxpayers not to review the branches allocated for the purpose of disbursement of the advance only after contacting their representative in the ministry or the concerned department [financial manager] or by telephone for organizational purposes.
12. A contract for the assignment between the bank and the employee shall be regulated and the stamp duty shall be paid at [2 per thousand].
13. The branches shall keep the pledges and contracts after the issuance of the grant decision and the facilitation bonds.
14. The grant shall be in accordance with the credit allocation of the branch and shall not be exceeded in any case.
15- A page is opened on the calculator for each recipient with complete information about it and the payment schedules. In the absence of a calculator at the branch, the records are based on manual and meticulously organized alphabetical letters.
16. Provide the Loans Division with monthly statistics on advances payments for the purpose of supervision and follow-up and ensure that the ceiling for credit is not exceeded.
17 - Receipts must be received from the concerned department under an approved instrument within ten days from the date of receipt of the salary and the concerned department undertakes on the basis of the model attached in the instructions and attached to the instrument a detailed dispute including the names of the assignees with the amount of payment for each recipient.
18. The balance of the advance shall be fully payable when the employee resigns or resigns or is referred to retirement or granted a leave without pay or for any reason [death / dismissal / leave of work ... etc] and shall not be granted a patent before payment of the whole balance of the advance or If the sponsor undertakes to accept the installment of the remaining amount of his monthly salary.
19. In the case of notification of the transfer of the staff member from his department to another party, the undertaking of the applicant's credit department shall be obtained from the transferee.
20. In the case of payment before the maturity date, interest shall be calculated on the amount up to the date of repayment after adding one month for the difference in the calculation of the fixed interest.
21. All instructions issued by former employees of the former government departments and their amendments shall be canceled and replaced by the above instructions.
Distribution of ministries on the branches of Rafidain Bank for advances:
1- Ministry of Defense:
[Allocation of the branch of the Ministry of Defense to the employees of the headquarters of the ministry - the allocation of branches and the role of the officers and cities and national and Huthifa bin Al-Yaman and Rustmiyat of the headquarters staff located in the Rusafa side of Baghdad - the allocation of branches of the letter and Haifa to the employees of headquarters located on the side of Karkh in Baghdad].
2- Ministry of Oil:
[Allocation of the branch of the oil complex to the headquarters of the Ministry of Oil and the departments associated with the ministry and the branch refineries for employees of other departments of the Ministry of Oil].
3- Ministry of Education:
[Allocation of branches of Palestine and Jerusalem to the headquarters of the ministry - the allocation of branches of the Minister and Al-Azamiya for the members of education [Rasafa first] - the allocation of the branch of Al-Taji and Seville for the members of education [Rasafa III] - the allocation of Bratha Branches and freedom and the environment for the members of education [Karkh first] Second] - the allocation of the branch of Kadhimiya to the members of [Karkh III] - the allocation of branch of Zahraa for the educators [third Karkh].
4- Ministry of Water Resources
[Allocation of the Eastern Branch of the employees of the Ministry of Water Resources].
5. Ministry of Communications
[Allocation of the upper branch of the employees of the headquarters of the Ministry of Communications and related departments - the allocation of the branch of the Liberal to the rest of the departments associated with the Ministry of Communications]
6. Ministry of Municipalities
[Subdivision of seven palaces and municipalities for employees of the Ministry of Municipalities]
7. Ministry of Agriculture
[Allocation of the branch of Paradise Square and Victory Square for employees of the Ministry of Agriculture]
8. Ministry of Labor and Social Affairs
[Allocation of the Labor and Social Affairs Branch of the Ministry's employees]
9 - Ministry of Construction and Housing
[Allocation of the branch of the Ministry of Construction and Housing and the railway branch for employees of the ministry]
10. Ministry of Human Rights
[Allocation of sub-Al-Nasr Square and Al-Amel neighborhood for employees of the Ministry of Human Rights]
11. Ministry of Industry and Minerals
[Allocation of branches of the Ministry of Industry and Minerals and the White Palace and Al-Rafie Street and the revelation of unity to the employees of the ministry]
12. Ministry of Environment
[Allocation of sub-Sank and Karada Maryam for employees of the ministry]
13 - Departments not linked to the Ministry
[Allocation of the branches of Mansour and the struggle and Mustansir and Andalus and Sheikh Omar for employees of all departments not associated with the Ministry]
14 - General Secretariat of the Council of Ministers and the Council of Representatives
[Subdivision of the Secretariat of the Council of Ministers and the Arab neighborhood of the members of the Council of Representatives and the Council of Ministers]
15 - Municipality of Baghdad
[Allocation of sub-safety and successors to employees of the Secretariat of Baghdad]
16. The Sunni Endowment
[Allocation of the branch of the Sunni Endowment for the lending of members of the Sunni Endowment]
17 - Governorates [Diyala - Salah al-Din - Anbar]
[Delegates shall distribute ministries to the branches of those provinces]
18. Branches associated with representatives of the [North-South-Central]
Ministries are divided by delegates on their respective branches.


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New controls to advance ten salaries for the staff of state departments


Twilight News
3 hours ago

Twilight News / Rafidain Bank announced the development of new controls to activate the process of granting an advance (ten salaries) to the staff of government departments and the priority given to the beneficiaries of electronic payment cards.

Posting grants:
___________
1. requires student advance to get them to be has a service not less than one year (installed appointed)
2. The amount of the advance of (10) salary My name plus a fixed allotment (marital certificate) that no more than (10 ) million of the total salaries of only ten
3-for advance (5 years) paid in equal monthly installments.
4-interest rate of 9% per annum is calculated on a straight declining and pay fixed installments with the advance premiums month after the grant date.
5-levied administrative commission (2%) of the amount of the advance granted
6-required not to exceed the monthly deductions to advance with other overdue obligations borrower (50%) of the total salary
7-submit borrower guarantor guarantor (civilian employee of the state departments staff) of the two service of not less than one year at least and does not accept guarantees that the opposite does not exceed the total deductions (50%) of the total salary of the sponsor.
8-insurance with a government insurance companies through the conclusion of a contract with the company by the General Administration (financial section)
9-in the case of a previous advance is carried Agaydah settlement or cash advance before the exchange and spend the remaining amount.


Required documents
-------------------------------
1-tariff progress identities (identity card - Iraqi citizenship certificate - housing Card - or national card)
2-book from the ministry or department borrower supports not received an advance of our bank or other banks and continuation of the service and the support of his monthly salary and undertake his constituency completing monthly salary premiums and transferred to the bank in accordance with the attached application in instructions bank model during a period not to exceed (10 days salary from the date of exchange) in case of delay bear interest Tojerih (2%) the number of days of delay from the due date until the date of payment in addition to legal interest (contractual) Alnozj and signed by the administrative department in the ministry or department concerned.

The mechanism of action
----------------
1-be ministries and departments affiliated distribution branches As shown in the attached table in the FAQ
2-re - examined in grants to the ministry which will linger in the payment of premiums owed to its employees
3-authorize gentlemen delegates areas and supervisors for the purpose of the distribution of existing ministries and departments in the provinces on the branches
4-based attribution offices in Gentlemen delegates regions offices to send data included the names of staff on advances by branches in their areas to the General administration \ section Tkonologia information and communication as well as for our branches in Baghdad , for the purpose of the intersection of data and ensure non - repetition
5-do information and communication technology department approached Rasheed \ electronic calculators section of the Bank for the purpose of exchanging names previously endowed for the purpose of the intersection and guarantee of non - repetition.
6-based ministries or departments concerned covered advances to submit the names of their employees under the request of the advance attached in FAQ form and in the form of meals that do not exceed the total meal (100) employees for each branch as a first stage and at the completion of the meal are provided with branch Other meal of the applicants and inspired branch after obtaining the approval of bank credit department for the purpose of non - dedicated bypass it bear the ministry or department concerned responsibility grants repeat any student advance and the responsibility of the health of the archives that came with the forms requested advance and support us so
7-stamped forms the seal of authenticity of the information contained in the required documents by the Administrative Service official Directorate concerned to be a degree of financial account manager or after authorized to do so by an official letter also be provided with the names of the branches authorized to sign transactions and models signatures and Akhtamanm.
8-based ministries address a letter to the concerned branches include the names of candidates along with a filing of candidates and the branches to send these names to the General Administration \ ICT Department is not promoting the transaction only after receiving a letter from the ICT department confirms the non - repetition
9-borne ministry or borrower Service is responsible for the health of the archives that came with the request for the advance and support us so forms
10. The branch backing of the health of the book received from the ministry or department concerned , however , certified
11. inform borrowers not to review dedicated to the purpose of the advance disbursement branches only after contact Bmmthelhm the ministry or department concerned (Director financial) or by phone in regulatory purposes and bears the branch manager to verify the integrity of the contact
12. organize a special contract on credit between the bank and the employee is the stamp duty are met by (two thousand)
13. holds the branches keeping commitments and contracts after the grant decision and also applicable to bills facilities
14 - in accordance with the provision of credit to the branch are grants and shall not be exceeded in any case
15. opens a page on the calculator for each Mstlv include complete your Information and schedules of payment in the case of absence calculator at the branch are relying on manual records and the organization accurately and in alphabetical
16. provide advances statistic monthly on repayments of advances Division for the purpose of supervision and follow - up and make sure not allocated ceiling exceeded lending
17. requires the receipt of payments from the department concerned under instrument approved and within ten days from the date of receipt of the salary , however , and is committed to the relevant department so on the basis of the model pledge facility in the instructions and attach with the instrument controversial Detail includes the names of the borrowers with the amount of each payment Mstlv
18. balance of the advance it becomes the duty of full payment when the employee borrower interruption resignation or his retirement or granted leave without pay or for any reason (death / chapter / leaving work .... etc.) and granted clearance by the repayment of the entire balance of the advance or if the sponsor has pledged to accept installment remaining amount of his monthly salary
19. in the case of the transfer of the employee to inform you of his constituency to the borrower on the other hand has vowed Asthsal student credit department of the transfused it.
20. In the case of repayment before the maturity date of the interest on the amount until the date of payment is calculated by adding one month for differences in fixed interest is calculated
21. Mark predecessor directive abolishing the previous employees of state departments and its amendments and replace the instructions above.


The allocation of ministries on the branches of our bank for the predecessor
------------------------------------------- ---------------
1-Ministry of Defence
( the allocation of the Ministry of defense branch of the employees of the ministry 's headquarters - the allocation of branches Azwaip and the role of the officers and the cities and the national and Huzaifa ibn al - Yaman and Rustumiya to employees of the headquarters located in Rusafa in Baghdad - the allocation of branches of the letter and Haifa to employees of the headquarters located in the Karkh district of Baghdad)
2-oil Ministry
( the allocation of the oil complex to the headquarters of the Ministry of oil and circuits associated with the ministry and branch refineries to employees of other organizations of the Ministry of oil circles branch)

3-the Ministry of Education
(allocation of Palestine and Jerusalem Street branch to the headquarters of the ministry - the allocation of branches Waziriya and Adhamiya to employees of the Education (Rusafa first) - customize fraternity branch and Sevilla to employees of the Education (Rusafa third) - customize branches pratha, liberty and the ocean to employees of Education (first Karkh) - allocation of knowledge to employees of the Education branch (second Karkh) - allocation of Kadhimiya branch employees (Karkh third) - customize Zahra branch of the employees of the Education (Karkh third)

4. Ministry of water resources
(allocation of the eastern section branch of the employees of the Ministry of water resources)
5-Ministry of communications
(allocation of the upper branch of the employees of the headquarters of the Ministry of communications and departments associated - the allocation of the Liberal branch for the rest associated with the Ministry of communications circles)
6- The Ministry of municipalities
(allocation of sub - seven palaces and municipalities to employees of the Ministry of municipalities)
7-Ministry of Agriculture
(allocation and victory Square Paradise Square branch of the employees of the Ministry of Agriculture)
8-The Ministry of Labour and social Affairs
(allocation of labor and social affairs branch of the employees of the ministry)

9-Ministry of Construction and Housing
(customize branch The Ministry of Construction and Housing and branch railway to employees of the ministry)

10 - The Ministry of Human rights
(allocation of victory Square sub - inspired factor for employees of the Ministry of Human rights)


11 - The Ministry of Industry and minerals
(allocation of branches of the Ministry of Industry and minerals and the White Palace and the Street Rafii inspired unit of employees of the ministry)

12 - Ministry of environment
(allocation Sinak sub and Karada Mariam for the employees of the ministry)

13 - non - circles linked to the Ministry
( the allocation of branches Mansour fight and Mustansir and Andalus and Sheikh Omar to employees of all circles of others related to the Ministry)

14 - General Secretariat of the Council of Ministers and the House of Representatives
( the allocation of the General Secretariat of the Council of Ministers and the Arab neighborhood branch to employees of the board House of Representatives and the Council of Ministers)

15 - Baghdad Municipality
(customizable safety sub successors to employees of the Municipality of Baghdad)

16 - the Sunni Waqf
( the allocation of the Sunni Endowment , a branch of the lending employees of the Sunni Waqf)

17 - provinces (Diyala - Salahuddin - Anbar)
(the delegates distributed ministries on branches those provinces)

18 - branches associated with the delegates regions (North - South - Central)

is the division of ministries by the delegates of their respective branches


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New controls to advance ten salaries for the staff of state departments

March 21 .2017 - 7:45 | Number of Views: 315  


Sommer News: Baghdad  
announced Rafidain Bank for the development of new controls to activate the process of granting an advance (ten salaries) to the staff of government departments and the priority given to the beneficiaries of electronic payment cards.

Posting grants:
___________
1. requires student advance to get them to be has a service not less than one year (installed appointed)
2. The amount of the advance of (10) salary My name plus a fixed allotment (marital certificate) that no more than (10 ) million of the total salaries of only ten
3-for advance (5 years) paid in equal monthly installments.
4-interest rate of 9% per annum is calculated on a straight declining and pay fixed installments with the advance premiums month after the grant date.
5-levied administrative commission (2%) of the amount of the advance granted
6-required not to exceed the monthly deductions to advance with other overdue obligations borrower (50%) of the total salary
7-submit borrower guarantor guarantor (civilian employee of the state departments staff) of the two service of not less than one year at least and does not accept guarantees that the opposite does not exceed the total deductions (50%) of the total salary of the sponsor.
8-insurance with a government insurance companies through the conclusion of a contract with the company by the General Administration (financial section)
9-in the case of a previous advance is carried Agaydah settlement or cash advance before the exchange and spend the remaining amount.


Required documents
-------------------------------
1-tariff progress identities (identity card - Iraqi citizenship certificate - housing Card - or national card)
2-book from the ministry or department borrower supports not received an advance of our bank or other banks and continuation of the service and the support of his monthly salary and undertake his constituency completing monthly salary premiums and transferred to the bank in accordance with the attached application in instructions bank model during a period not to exceed (10 days salary from the date of exchange) in case of delay bear interest Tojerih (2%) the number of days of delay from the due date until the date of payment in addition to legal interest (contractual) Alnozj and signed by the administrative department in the ministry or department concerned.

The mechanism of action
----------------
1-be ministries and departments affiliated distribution branches As shown in the attached table in the FAQ
2-re - examined in grants to the ministry which will linger in the payment of premiums owed to its employees
3-authorize gentlemen delegates areas and supervisors for the purpose of the distribution of existing ministries and departments in the provinces on the branches
4-based attribution offices in Gentlemen delegates regions offices to send data included the names of staff on advances by branches in their areas to the General administration \ section Tkonologia information and communication as well as for our branches in Baghdad , for the purpose of the intersection of data and ensure non - repetition
5-do information and communication technology department approached Rasheed \ electronic calculators section of the Bank for the purpose of exchanging names previously endowed for the purpose of the intersection and guarantee of non - repetition.
6-based ministries or departments concerned covered advances to submit the names of their employees under the request of the advance attached in FAQ form and in the form of meals that do not exceed the total meal (100) employees for each branch as a first stage and at the completion of the meal are provided with branch Other meal of the applicants and inspired branch after obtaining the approval of bank credit department for the purpose of non - dedicated bypass it bear the ministry or department concerned responsibility grants repeat any student advance and the responsibility of the health of the archives that came with the forms requested advance and support us so
7-stamped forms the seal of authenticity of the information contained in the required documents by the Administrative Service official Directorate concerned to be a degree of financial account manager or after authorized to do so by an official letter also be provided with the names of the branches authorized to sign transactions and models signatures and Akhtamanm.
8-based ministries address a letter to the concerned branches include the names of candidates along with a filing of candidates and the branches to send these names to the General Administration \ ICT Department is not promoting the transaction only after receiving a letter from the ICT department confirms the non - repetition
9-borne ministry or borrower Service is responsible for the health of the archives that came with the request for the advance and support us so forms
10. The branch backing of the health of the book received from the ministry or department concerned , however , certified
11. inform borrowers not to review dedicated to the purpose of the advance disbursement branches only after contact Bmmthelhm the ministry or department concerned (Director financial) or by phone in regulatory purposes and bears the branch manager to verify the integrity of the contact
12. organize a special contract on credit between the bank and the employee is the stamp duty are met by (two thousand)
13. holds the branches keeping commitments and contracts after the grant decision and also applicable to bills facilities
14 - in accordance with the provision of credit to the branch are grants and shall not be exceeded in any case
15. opens a page on the calculator for each Mstlv include complete your Information and schedules of payment in the case of absence calculator at the branch are relying on manual records and the organization accurately and in alphabetical
16. provide advances statistic monthly on repayments of advances Division for the purpose of supervision and follow - up and make sure not allocated ceiling exceeded lending
17. requires the receipt of payments from the department concerned under instrument approved and within ten days from the date of receipt of the salary , however , and is committed to the relevant department so on the basis of the model pledge facility in the instructions and attach with the instrument controversial Detail includes the names of the borrowers with the amount of each payment Mstlv
18. balance of the advance it becomes the duty of full payment when the employee borrower interruption resignation or his retirement or granted leave without pay or for any reason (death / chapter / leaving work .... etc.) and granted clearance by the repayment of the entire balance of the advance or if the sponsor has pledged to accept installment remaining amount of his monthly salary
19. in the case of the transfer of the employee to inform you of his constituency to the borrower on the other hand has vowed Asthsal student credit department of the transfused it.
20. In the case of repayment before the maturity date of the interest on the amount until the date of payment is calculated by adding one month for differences in fixed interest is calculated
21. Mark predecessor directive abolishing the previous employees of state departments and its amendments and replace the instructions above.


The allocation of ministries on the branches of our bank for the predecessor
------------------------------------------- ---------------
1-Ministry of Defence
( the allocation of the Ministry of defense branch of the employees of the ministry 's headquarters - the allocation of branches Azwaip and the role of the officers and the cities and the national and Huzaifa ibn al - Yaman and Rustumiya to employees of the headquarters located in Rusafa in Baghdad - the allocation of branches of the letter and Haifa to employees of the headquarters located in the Karkh district of Baghdad)
2-oil Ministry
( the allocation of the oil complex to the headquarters of the Ministry of oil and circuits associated with the ministry and branch refineries to employees of other organizations of the Ministry of oil circles branch)

3-the Ministry of Education
(allocation of Palestine and Jerusalem Street branch to the headquarters of the ministry - the allocation of branches Waziriya and Adhamiya to employees of the Education (Rusafa first) - customize fraternity branch and Sevilla to employees of the Education (Rusafa third) - customize branches pratha, liberty and the ocean to employees of Education (first Karkh) - allocation of knowledge to employees of the Education branch (second Karkh) - allocation of Kadhimiya branch employees (Karkh third) - customize Zahra branch of the employees of the Education (Karkh third)

4. Ministry of water resources
(allocation of the eastern section branch of the employees of the Ministry of water resources)
5-Ministry of communications
(allocation of the upper branch of the employees of the headquarters of the Ministry of communications and departments associated - the allocation of the Liberal branch for the rest associated with the Ministry of communications circles)
6- The Ministry of municipalities
(allocation of sub - seven palaces and municipalities to employees of the Ministry of municipalities)
7-Ministry of Agriculture
(allocation and victory Square Paradise Square branch of the employees of the Ministry of Agriculture)
8-The Ministry of Labour and social Affairs
(allocation of labor and social affairs branch of the employees of the ministry)

9-Ministry of Construction and Housing
(customize branch The Ministry of Construction and Housing and branch railway to employees of the ministry)

10 - The Ministry of Human rights
(allocation of victory Square sub - inspired factor for employees of the Ministry of Human rights)


11 - The Ministry of Industry and minerals
(allocation of branches of the Ministry of Industry and minerals and the White Palace and the Street Rafii inspired unit of employees of the ministry)

12 - Ministry of environment
(allocation Sinak sub and Karada Mariam for the employees of the ministry)

13 - non - circles linked to the Ministry
( the allocation of branches Mansour fight and Mustansir and Andalus and Sheikh Omar to employees of all circles of others related to the Ministry)

14 - General Secretariat of the Council of Ministers and the House of Representatives
( the allocation of the General Secretariat of the Council of Ministers and the Arab neighborhood branch to employees of the board House of Representatives and the Council of Ministers)

15 - Baghdad Municipality
(customizable safety sub successors to employees of the Municipality of Baghdad)

16 - the Sunni Waqf
( the allocation of the Sunni Endowment , a branch of the lending employees of the Sunni Waqf)

17 - provinces (Diyala - Salahuddin - Anbar)
(the delegates distributed ministries on branches those provinces)

18 - branches associated with the delegates regions (North - South - Central)

is the division of ministries by the delegates of their respective branches  

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Learn a mechanism to get an advance 10 salaries of the staff of state departments

News / Baghdad
issued Rafidain Bank, on Tuesday, the mechanism of action to advance 10 salaries for state employees circles, noting that the balance of the advance and the duty of full payment when the employee borrower interruption.

Below is the mechanism of action to advance the salaries of 10:

1-be reconsidered in grants to the ministry which will linger in the payment of premiums owed to its employees.

2-authorize gentlemen delegates areas and supervisors for the purpose of the distribution of existing ministries and departments in the provinces on the branches.


The 3-attribution offices in areas gentlemen representatives offices to send data included the names of staff on advances by branches in their areas to the General Administration \ Tkonologia information and communications department as well as for our branches in Baghdad for the purpose of the intersection of data and ensure non - repetition.

4-by information and communication technology department approached the Rasheed Bank \ electronic calculators section for the purpose of exchanging names previously endowed for the purpose of the intersection and guarantee of non - repetition.

5-based ministries or departments concerned covered advances to submit the names of their employees under the request of the advance attached in FAQ form and in the form of meals that the sum of the meal "100" does not exceed the employee for each branch as a first stage and at the completion of the meal are provided with branch Other meal of the applicants and inspired branch after obtaining the approval of bank credit department in order to overcome the lack of dedicated and bear the ministry or department concerned responsibility for any student grants repeat advance and the responsibility of the health of the archives that came with the forms requested advance and support us so.

6-stamped forms the seal of authenticity of the information contained in the required documents by the Administrative Department of the Directorate official concerned to be a degree of financial account manager or after authorized to do so by an official letter also be provided with the names of the branches authorized to sign transactions and models signatures and Akhtamanm.

7-based ministries address a letter to the concerned branches include the names of candidates along with a filing of candidates and the branches to send these names to the General Administration \ ICT Department is not promoting the transaction only after receiving a letter from the ICT department confirms the non - repetition.

8-borrower bears the ministry or department responsible for the health of the archives that came with the request for the advance and support us so forms.

9. The branch backing of the health of the book received from the ministry or department concerned , however , are supported.

10. inform borrowers not to review the allocated branches for the purpose of the advance disbursement only after Bmmthelhm contact the ministry or department concerned (chief financial officer) or by phone in regulatory purposes and bears the branch manager to verify the integrity of the connection.

11. regulated by a special contract on credit between the bank and the employee and stamp duty are met by (two thousand).

12. holds the branches keeping commitments and contracts after the issuance of the decision grants and bonds as applicable facilities.

13. Grants are allocated according to the credit of the branch and shall not be exceeded in any case.

14. opens a page on each calculator Mstlv include complete information about schedules and payment in the case of absence calculator at the branch are relying on manual records and the organization accurately and in alphabetical.

15. provide loans Division monthly statistic on repayments of advances for the purpose of supervision and follow - up and make sure not allocated to the credit ceiling is exceeded.

16. requires the receipt of payments from the department concerned under the approved instrument and within ten days from the date of receipt of the salary , however , and is committed to the relevant department so based on the pledge form attached in the instructions and attach with a detailed instrument controversy includes the names of the borrowers with the amount of each payment Mstlv.

17. balance of the advance it becomes the duty of full payment when the employee borrower interruption resignation or his retirement or granted leave without pay or for any reason (death / chapter / leaving work .... etc) does not grant clearance before repayment of the entire balance of the advance or if the sponsor has pledged to accept installment remaining amount of his monthly salary.

18. In the case of the transfer of the employee to inform you of his constituency to the borrower on the other hand has vowed Asthsal student credit department of the transfused it.

19. In the case of payment by the due date , interest is calculated on the amount until the date of payment after the addition of one month for differences in fixed interest is calculated.

20. ALL DIRECTIONS canceled predecessor , former employees of state departments and its amendments and replace the instructions above.





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