Agreement to establish a fund to expand the coverage of fire hazards
23/1/2018 12:00 am [rtl]At a seminar organized by the National Insurance Company Baghdad / Mustafa Al Hashemi The National Insurance Company organized a workshop in cooperation with the Iraqi Insurance Association to discuss the most important commandments in securing commercial stores and their specifications, which will mitigate the effects and repercussions of fire on the faithful traders and preserve the money. "The workshop dealt with the issue of fires, their consequences and the losses they cause, as well as discussing the calculation of the danger and its removal as an electric petition that takes place in large commercial complexes," said Ali Abdel-Karim, spokesman for the National Insurance Company. Fortify the warehouses added Abdul Karim said , " The workshop also discussed the subject of immunization stores from theft and need to adhere to good Balkhozn that fits the nature of the materials stored and expand the area to ensure good ventilation and access for materials with high sensitivity Kattor body fresheners and others." The insurance sector in Iraq represents three government insurance companies: the National Insurance Company, the Iraqi Insurance Company and the Reinsurance Company, as well as 33 private sector insurance companies, including two branches of foreign insurance companies. New mechanisms Several topics related to the various areas of insurance discussed in the workshop, as well as the emphasis on coordination and the development of new mechanisms for work between the National Insurance Company on the one hand and the Insurance Association on the other, to serve the economy of the country and activates the insurance sector in general. The chairman of the Iraqi Insurance Association Walid al-Qaisi said that the symposium, which was held at the headquarters of the National Insurance Company, discussed several topics that specialized in matters of insurance and focused on the issue of fire and payment of compensation to insurers in the insurance companies. The Fund was established during the symposium to agree on the establishment of a fund by the contribution of private insurance companies to participate in expanding the coverage of fire risks, explaining that the payment of compensation under this fund will be according to the proportion of the contribution of companies, the more the proportion of more than achieve the premiums of the portfolio of fire in exchange for the losses resulting from the payment of compensation. He pointed out that the symposium discussed the issue of fire and the mechanism of granting insurance cover and review the gaps that may occur when granting insurance. He explained that the producers "insurance agents" are presenting documents to the owners of shops and stores, and then "Kashifon" to record their observations on the suitability of shops or stores and compliance with the conditions of granting insurance cover. He pointed out that the report issued by the civil defense and forensic evidence after the fires must clarify the causes of the fire to be paid after compensation by the companies insured. Al- Qaisi said that according to the report, companies are obliged to pay compensation, but the majority of the reports attributed the causes of the fire to electrical contact, which requires reconsidering the mechanisms in place to reduce losses to the economy of the country. The expert on insurance issues Saadoun said earlier that "the granting of compensation to the insured against the dangers of fire is being studied after the causes of fire incidents in cooperation and coordination with the Ministry of the Interior« Civil Defense »and is compensated after the results of investigations of these incidents. Fire fabricating added that the problem of "insurance against the dangers of fires is not without cases of fabricating such incidents, as well as the insurance companies give this insurance cover conditions limit the dangers of fire to prevent smoking and like the typical method of storage away from electrical wires guidance." He warned of the existence of cases of fraud or fraud by the insured through the deliberate fabrication of tampering with electrical wiring of shops or insured stores and portray the accident as an electrical contact and force insurance companies to pay compensation to them, causing economic damage to the parties.[/rtl] [rtl][You must be registered and logged in to see this link.] [/rtl] |
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