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Wednesday 02 October 2019
Dr.. In the name of Brahimi
A very important step announced by the Central Bank of Iraq within the framework of reaching the goal of financial inclusion and related to banking services via the mobile application, in order to improve digital banking services and rely on modern technologies to ensure easy access to services provided to all segments of society, and this step can achieve Good results, especially if we know that the number of mobile subscriptions in Iraq is (36.4) million lines, the number of mobile owners is (34.3) million, the number of households that have a computer is five million and the number of individuals who are connected to the internet is ( 28.5 million Dr..
The above-mentioned statistics confirm that cyberspace is an important outlet through which banking services can be delivered and thus is an opportunity to bridge the relationship between the banking sector and the public and reinforces that relationship to reflect positively on banking and financial transactions.
Which can create employment opportunities resulting from the spread of electronic banking, which is developing rapidly at the international level by taking advantage of the advances in computer engineering and communications and the communication achieved through the virtual world on Network Web.
The services proposed by the Central Bank include the possibility of transferring funds between banks via mobile phones, viewing the details of customer accounts and balances, viewing the details of services, loans, products and bank rates, as well as viewing the ATMs and branches of the bank.
The importance of the availability of anti-fraud systems to control and control access to the application, and this is an important topic for Protection of customers 'accounts, confidentiality and security of their financial operations that also involve banks' reputation.
Iraqi banks today in front of an important step requires preparation for it well and is a challenge to the extent of its ability to enhance confidence by the public, as well as being a real opportunity to compete in the provision of better services, hoping to be a success ally.
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