The experience of private banks in community service (Tamkeen Fund as a model)
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Samir Al-Nusairi |
The Community Initiatives Fund (Tamkeen) is preparing for the days leading up to the blessed month of Ramadan by preparing to implement a wide program in this holy month. The most important thing in the program is to finance the distribution of 18,000 food baskets to needy families in Baghdad and all governorates in coordination with youth volunteer teams under the supervision of the Central Bank and the Association of Banks Iraqi special. These events come in order for the Tamkeen Fund to crown its various activities and events during the past and continuing nucleus to serve development and society .
The Community Initiatives Fund “Tamkeen” was established to achieve the economic and societal objectives of the Central Bank of Iraq contained in Law 56 of 2004, which include achieving economic stability and promoting sustainable development and community service. This is achieved with the community’s economic, humanitarian and cultural support, through the initiatives provided by the Central Bank, banks and supporting authorities to achieve the economic and societal goal at the same time and support the humanitarian cases of citizens, in light of the complex and accumulated critical economic conditions that the country has witnessed. Because of the decline in public services provided, as well as because of the drop in oil prices, on which the Iraqi economy depends almost mainly. The spread of the Corona pandemic .
The Community Initiatives Fund "Tamkeen" is financed through monthly subscriptions from Iraqi private banks, exchange companies, and electronic payment companies, and these funds are deposited in an independent account within the Central Bank of Iraq, and they are spent through a specialized committee whose membership includes the Central Bank, banks and the Organizations Department in the General Secretariat of the Council of Ministers .
The importance of the “Tamkeen” Initiatives Fund stems from its endeavor to support the community through: reviving the social and economic situation , employing manpower, empowering youth and supporting humanitarian, cultural, community, technical and environmental cases.
The total number of initiatives supported by the "Tamkeen" Fund since its inception until now has reached hundreds of economic, humanitarian, cultural and societal initiatives. The initiatives depended on supporting and developing Iraqi youth in various educational, service, health and other sectors. and highlight
The areas in which the Tamkeen Fund contributed are :
1 - Humanitarian and social cases .
Which increased in the past years as a result of economic and social conditions .
2 ‐ Social Domains
Supporting the education sector .
3 ‐ Environmental Protection
Combating desertification in cooperation with the Ministry of Agriculture .
Launching the "Initiative to Combat Desertification". It is an initiative that includes planting two million seedlings in all governorates of the country that suffer from this problem, while equipping the cultivated areas with drip irrigation networks .
4 ‐ The support provided to culture, media and the arts. The most prominent cultural project is the completion of the rehabilitation and development of Al-Mutanabi Street (the heart of Iraqi culture ).
5- Financing economic , development and reconstruction projects .
* Economic and banking consultant
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