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Housing Fund: loans of 50 million dinars include wanting to buy housing units investment
6/12/2016 0:00
[rtl] Baghdad , Ahmed Abed Rabbo
announced the inclusion of the housing fund wishing to purchase units of housing investment projects, at the initiative of the Central Bank ofIraq included lending to 50 million dinars for thecitizens maximum. While he noted that the period of completing the lending transaction does not exceed week, confirmed the continuation of the branches in all provinces except Anbar and Nineveh. 850 billion dinars ,Director General of the Fund under the Ministry of Construction and Housing and public municipalities, on behalf of Bahaa El Din Moustafa, he said in an interview withelaborately »Sabah», the amount lent the Iraqi Central Bank to the Housing Fund of 850 billion, within the lending initiative, will ensure coverage of all applications submitted to the Fund to lend citizens $ 50 million maximum, for the purpose of building housing units or add building, according desire of applicants inclusive initiative. the Ministry ofConstruction and housing and public municipalities, had announced last week that thespecial loans , which would give the housing fund for citizens, under the initiative launched by the central bank in August of last year in order to support the agricultural, industrial and real estate banks in addition to the housing fund loans amounting to five trillion dinars instructions. 30 thousand treatment In terms of the number of applications submitted to the Fund loan payments not received due to the financial crisis, Mustafa said the completion of more than 30,000 lending transaction for citizens, some of whom had not received the loan and the others spent a batch or two batches. he said thetransaction would have required the allocation of 350 billion dinars earlier , but he waslater transferred to the Central Bank 's initiative, the benefits of three percent instead of two percent and the duration of the payment of the ten not exceeding years instead of 15 years stipulated in the Housing Fund Act, the amount mentioned insurance. included Terms initiative borrowers ex who did not receive full payments by submitting a written request with a view to bringing them the initiative to adopt the same as the previous amount up to a maximum of 35 million dinars for the capital of Baghdad, and 30 million for the rest of the provinces and within the Fund 's conditions for the payments received by adopting the mechanism and the new terms of the sums lent under the initiative. buy residential units and about the possibility of granting a loan to buy a unit housing, said Director General of the Fund under the Ministry of Construction, not to allow the housing so Fund Act, but the new initiative from the central bank, gave citizens the right to obtain a loan to buy housing units, but on the condition that the unit is completed and thecursor in the investment Authority, as it would give Raghib so, the first loan installment when presenting sponsor guarantor and (promissory note) written by the notary, with payout him the remainder of the loan after obtaining a property bond. he stressed that the two lending transaction completion will not exceed one week in case enables thecitizen to complete the requirements of all , revealing the development of an easy mechanism abbreviated routine procedures, as can the citizen to visit the Fund 'swebsite to see the stages of the process for holding the course of treatment and where to arrive, what will facilitate the trouble to come to the headquarters of the fund and its branches in the provinces. he Mustafa that provide treatment and received the loan will be through branches scattered across the provinces through the completion of theprocedures all , including the stage of receipt of the instrument, especially that all branches work including Salahuddin province branch, with the exception of the provinces of Nineveh and Anbar. 70 thousand loan as Director - General of the detection of thegranting of more than 70 thousand loan since the establishment of the fund so far, to assist in the establishment of units, the figure returned «very significant», denying at thesame time there are problems with the citizens in the process of paying the monthly installments except for some individual cases. And on the delayed citizen to pay premiums for 24 months, he stressed the Director General of the Fund under the Ministry of Construction, the legitimacy of the fund filed a lawsuit to take legal action against violators, noting the continuing fund although not receiving the financial allocations for this year regardless payments to citizens through the accumulated money from monthly premiums for borrowers. It is said that the loan is granted on condition that there will be residential land on the face of independence or rumored for the citizen, and should not be a minimum area of 100 m2, and a building area of not less than 65 m2, it also includes all citizens between the ages of 22 and 65 years, except for citizens Iraq 'sKurdistan region, as it does not include farmland or industrial.[/rtl]
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