Technology in government banks

Technology in government banks

Author: Mohammed Sharif Abu Mayssam

22/12/2016 0:00

Among the most important areas of work in the restructuring program of the government banks, comes the focus of the introduction of technologies to be an indispensable pillar in the process of developing performance and improve the quality of services provided by these banks.

If we exclude the Trade Bank of Iraq as banks and government - created necessities in order to ensure transactions and transactions with international financial institutions modern tools after faltering rational banking business and Mesopotamia on the effect of changes resulting from the isolation of Iraq over the years of the economic blockade and the accumulation of debt by the collapse of the price of Iraqi cash value, the banks the other did not record progress in the acquisition of technology and employ them in action as the levels progress made by some banks and civil.

The reason is simply due to the absence of serious and disqualifying a lot of individuals , which leads the departments of these institutions.

Today, after the expiration of about twelve years on the launch of a project to restructure State - owned banks (financial, human and technical), we have we have built up hundreds of workshops, training courses and conference workshops in order to raise the level of performance of the cadres and the incorporation of the climate of cybernetic the technologies to be the main player in the performance, as well as spending big infrastructure knowledge for the purchase of computers and online systems and other items next to the founding of the electronic web site and the expenses of funding contributions and maintenance sites.

But that has not only led to a small margin of the evolution of correspondence over the Internet is probably the electronic payment system (clearing e) is the most prominent in this development, thanks all the credit it is due to the Central Bank and not for departments such

Almassat.obina upon the introduction of the central bank 's recent system « National divider » - exchange remittances through credit cards. Do not expect him to expand and take the course of action in government banks that these banks are not required in a way most of the way in which you followed in the implementation of the clearing implementation of the electronic.

As we are in dire need for this system , which will link the banks communications network and one will facilitate a lot of trading and banking transactions and can eliminate the routine followed in the review of banks and complete the transaction as soon as possible, through electronic payment instruments represented by credit card types. But we wonder here about the seriousness of the inclusion of this divided government banks , which will hit the interests of many of the beneficiaries in these institutions reeling from mismanagement and the dominance of families administrative.

We also wonder about intentionality which turns a blind eye where all this corruption over the years? Is what is being said about the incorporation of privatized in accordance with the reform programs and conditions of creditors requires that these institutions are lagging behind the performance?

Accordingly Will we see the national PBX main employers in the private banks and the reluctance of banks in government due to the weakness of its departments?

Or is an urgent need to develop the work of government banks and is engaged in the banking system before embarking B_khas_khastha?