The individual's share of banking services
Author: Mohammed Sharif Abu Mayssam
12/09/2017 23:07
Concerned with affairs of the banking depends standard of the individual 's share of banking services in the assessment of the quality of service provided by the banking sector in a country which, as well as knowledge of standards that are space occupied by technologies in banking operations, as it often increases the ability of banks to provide services to the largest number of the public in record times greater reliance on electronic systems in trading and banking transactions.
But the standard of the individual 's share of banking services remained stable at 40 thousand people per branch of the branches of international banks despite the ability of these banks to provide services for more than this number of the public, and build on it and because banking operations are still in the axes of the main lead in ways nineties the last century in our country despite the introduction of many electronic systems work in trading and trading banking sector.
The standard of the individual 's share of banking services indicates a relatively low rate per capita of these services, with the number of branches operating in the country banks with about 800 branches monopolize most of the seven government banks and the rest is distributed to the amount of about 43 banks , including branches of foreign banks operating private banks in the country, and the simple calculation , we find that 800 bank branch is able to provide banking services to about 32 million people according to the standard of 40 thousand people per bank branch.
Which makes the phenomenon out about 70 percent of the money supply from trading pending the continuing distrust inherited decades between the public and the banking sector bolstered by cases of delays in the performance of some private and government banks , despite progress in the introduction of technologies and increased capital and despite the continuing work in training and staff development. Which requires a review of the re - banking restructuring that have been adopted since about twelve years programs, which have been taking place in the framework of the three axes of the restructuring of the capital of these banks supported amendments to the successive law of Iraqi banks No. 94 of 2004, which began as long as the minimum capital mechanisms money by about 10 billion dinars and ended according to the latest adjustment by about 250 billion dinars , but this amendment did not take into consideration and apparently so - called " the capital adequacy ratio , " represented by the bank 's capital to risk , which is urgent to see the relationship between the sources of the bank 's capital and the risks surrounding Bank assets and any other operations, while under the focus of the introduction of technologies and the training of workers subject to the privileges and powers of the departments of these banks , which some of them was not successful in his administration for the reasons we presented in previous articles. Thus, the urgent need for a fourth axis of respect to the return of confidence among the public and these financial institutions, the focus Dalth be open current accounts, savings and payment tools on to ensure good performance of banking services.
[You must be registered and logged in to see this link.]
Yesterday at 6:53 am by Rocky
» MM&C The Iraqi Private Banks Association told NEWS: These are the results of the Prime Minister’s me
Yesterday at 6:52 am by Rocky
» After a break of more than 9 years.. the resumption of a government trade meeting between Iraq and A
Yesterday at 6:51 am by Rocky
» Deputy: The general amnesty law will be passed
Yesterday at 6:46 am by Rocky
» A change in the fuel smuggling map... “control” over the central ports and “laxity” in the north
Yesterday at 6:43 am by Rocky
» Al-Sudani takes three urgent decisions to block the wheat mafias in Iraq
Yesterday at 6:41 am by Rocky
» Electricity embarks on an 11-axis plan to develop the energy sector
Yesterday at 6:39 am by Rocky
» “Thug and smuggler.” A female representative talks about a crocodile in Parliament blackmailing exec
Yesterday at 6:37 am by Rocky
» Al-Sudani told the US State Department: Iraq is keen to strengthen its democratic system
Yesterday at 6:36 am by Rocky
» The Central Bank sells more than $275 million at auction today
Yesterday at 6:34 am by Rocky
» The Minister of Commerce stresses the observance of the Iraqi standard in the supply of goods
Yesterday at 6:33 am by Rocky
» The Iraqi Trade Bank announces its participation in the process of localizing the salaries of Kurdis
Yesterday at 6:32 am by Rocky
» Iraq adopts an advanced system to combat money laundering and terrorist financing
Yesterday at 5:25 am by Rocky
» Increase in Euphrates River levels due to Turkish water releases
Yesterday at 5:22 am by Rocky
» Demands the need to legislate the capital law
Yesterday at 5:21 am by Rocky
» Parliament decided to extend the legislative term by one month
Yesterday at 5:20 am by Rocky
» A bank participating in the process of localizing the salaries of employees in the region
Yesterday at 5:18 am by Rocky
» Parliamentary request to the Ministry of Finance regarding defense mobilization dues/document
Yesterday at 5:17 am by Rocky
» Dollar prices in Baghdad and Kurdistan today
Yesterday at 5:16 am by Rocky
» Al-Rasheed decides to increase the ceiling for granting “construction” loans to 75 million dinars
Yesterday at 5:14 am by Rocky
» A government plan to expand the construction of water harvesting dams
Yesterday at 5:12 am by Rocky
» Frozen or banned? An Iranian official reveals the fate of Tehran’s money in Baghdad
Yesterday at 5:11 am by Rocky
» The Iraqi Trade Bank participates in the process of localizing the salaries of Kurdistan Region empl
Yesterday at 5:10 am by Rocky
» Finance confirms the Iraqi government's desire to benefit from the expertise of French companies
Yesterday at 5:09 am by Rocky
» After targeting its branch in Kurdistan... Dana Gas announces a decrease in its profits to $38 milli
Yesterday at 5:08 am by Rocky
» A parliamentary understanding to extend the legislative term to approve the 2024 budget schedules
Yesterday at 5:08 am by Rocky
» Stopping the Commission’s procedures regarding the region’s elections
Yesterday at 5:06 am by Rocky
» Foreign oil companies violate Iraqi laws
Yesterday at 5:05 am by Rocky
» The position of Speaker of Parliament depends on the political agreement
Yesterday at 5:04 am by Rocky
» The Ministry of Finance decides to send the April salary to the Kurdistan region
Yesterday at 5:02 am by Rocky
» It did not reach the Council.. Parliament determines the mechanisms for dealing with the 2024 budget
Yesterday at 5:01 am by Rocky
» 88 projects awaiting resolution.. What will happen to the stalled laws in Parliament? - Urgent
Yesterday at 5:00 am by Rocky
» Al-Sudani receives the US Undersecretary of State
Yesterday at 4:59 am by Rocky
» It did not reach the Council.. Parliament determines the mechanisms for dealing with the 2024 budget
Yesterday at 4:57 am by Rocky
» Advisor to Al-Sudani: Sanctions on 32 private banks caused financial problems inside Iraq (video)
Yesterday at 4:56 am by Rocky
» An expert comments on the use of the Iraqi currency in commercial transactions with Iran
Yesterday at 4:54 am by Rocky
» Why does Iraq depend on foreign banks for dollar transfers?
Yesterday at 4:53 am by Rocky
» Deputy: The fuel smuggling map in Iraq has “radically changed” from what it was years ago
Yesterday at 4:52 am by Rocky
» Petroleum Products announces a decrease in gasoline imports by about 8 million liters
Yesterday at 4:51 am by Rocky
» Government advisor: Collections will shift almost completely to electronic payment in the middle of
Yesterday at 4:49 am by Rocky
» Complete decisions of the Council of Ministers session
Yesterday at 4:48 am by Rocky
» Al-Sudani chairs the first meeting to restructure the government apparatus
Yesterday at 4:47 am by Rocky
» The National University holds its second international scientific conference with the participation
Yesterday at 4:46 am by Rocky
» Parliamentary proposals to extend the legislative term of the House of Representatives to resolve th
Yesterday at 4:45 am by Rocky
» Hanoun: We are working on preparing a six-year strategy to combat corruption based on technology
Yesterday at 4:44 am by Rocky
» The Ministerial Council for the Economy decides to stop the import of 6 crops due to their abundance
Yesterday at 4:42 am by Rocky
» Minister of Industry: He turned to Chinese companies to supply Iraq with spongy iron ores
Yesterday at 4:42 am by Rocky
» A foreign report reveals the existence of an undeclared Iraqi-British agreement regarding asylum see
Yesterday at 4:41 am by Rocky
» “Fares Issa” visits the Ministry of Finance and Economy in the Kurdistan Region
Yesterday at 4:39 am by Rocky
» Nechirvan Barzani: We want to address all problems with Iran and begin a new phase of relations
Yesterday at 4:38 am by Rocky
» The position of Speaker of Parliament.. Representatives confirm: “There is no amendment to the bylaw
Yesterday at 4:36 am by Rocky
» Demands to put an end to foreign workers
Yesterday at 4:34 am by Rocky
» Iranian official: We do not have frozen funds in Iraq
Yesterday at 4:33 am by Rocky
» Entering 31 countries in the world without a visa.. A look at the Iraqi passport during 2024
Yesterday at 4:32 am by Rocky
» An Iranian plan to export goods to Iraq worth $3 billion
Yesterday at 4:31 am by Rocky
» The Board of Commissioners decides to suspend the technical and financial procedures for the Kurdist
Yesterday at 4:29 am by Rocky
» Baghdad Governorate approves the two paths of the development road
Yesterday at 4:28 am by Rocky
» Mawazine publishes the full decisions of the Council of Ministers at its session today
Yesterday at 4:26 am by Rocky
» Asaib: The Sunnis are accustomed to having an external actor leading them
Yesterday at 4:25 am by Rocky
» The Iranian ambassador in Baghdad: The Sudanese government enjoys the support of the Shiite and Sunn
Yesterday at 4:24 am by Rocky
» Politician: Representatives of Taqadum “hurt” Al-Halbousi and their party
Yesterday at 4:23 am by Rocky
» “Deficit” is the password.. Parliamentary Finance decodes the budget delay
Yesterday at 4:22 am by Rocky
» Al-Sudani: The tourism sector will be a substitute resource for oil in the coming years
Yesterday at 4:20 am by Rocky
» Finance confirms the Iraqi government's desire to benefit from the expertise of French companies
Yesterday at 4:19 am by Rocky
» utube 5/4/24 MM&C Iraq Dinar- IQD Update - No Float of Exchange Rate - Budget -2024 - Schedules -
Tue 07 May 2024, 5:10 pm by Rocky
» After a break of more than 9 years.. the resumption of a government trade meeting between Iraq and A
Tue 07 May 2024, 8:06 am by Rocky
» A deputy in finance expects the Council of Ministers to approve the budget schedules in today’s sess
Tue 07 May 2024, 8:02 am by Rocky
» A deputy resolves the controversy over the “transfer supplement” in two ministries
Tue 07 May 2024, 8:01 am by Rocky
» Al-Halbousi’s “vacant” seat.. Will the coordination framework end the “Taqaddum” dream of an allianc
Tue 07 May 2024, 7:59 am by Rocky
» The Federal Government issues a state order to stop the Commission’s work procedures regarding the K
Tue 07 May 2024, 7:57 am by Rocky
» Including the freedom to choose the bank and withdraw the salary for “free”... “My Account” features
Tue 07 May 2024, 7:55 am by Rocky
» The Central Bank sells more than $250 million during its daily auction
Tue 07 May 2024, 7:51 am by Rocky
» Al-Sudani receives a delegation from the Union of Arab Banks
Tue 07 May 2024, 7:44 am by Rocky
» Iraq and the United States of America hold trade meetings in Washington
Tue 07 May 2024, 7:43 am by Rocky
» In pictures... The activities of the Union of Arab Banks conference in Baghdad, “Day Two”
Tue 07 May 2024, 7:42 am by Rocky
» The Director General of Ports announces the completion of berths (3) and (4) in Al-Faw Grand Port
Tue 07 May 2024, 7:40 am by Rocky
» The Council of Ministers holds its regular session headed by Al-Sudani
Tue 07 May 2024, 7:38 am by Rocky
» Parliament publishes the agenda of its session for next Thursday
Tue 07 May 2024, 7:37 am by Rocky
» A government measure to reduce "money laundering" using the buying and selling of real estate in Ira
Tue 07 May 2024, 7:35 am by Rocky
» Iraq proposes establishing a specialized council to combat corruption in Arab countries
Tue 07 May 2024, 7:32 am by Rocky
» Al-Mawarid intends to establish infrastructure and investment projects for the water sector in Iraq
Tue 07 May 2024, 7:30 am by Rocky
» The Federal Court issues a decision regarding postponing the election of the Speaker of the House of
Tue 07 May 2024, 7:28 am by Rocky
» A government meeting to discuss financing and implementation mechanisms for the Development Road Pro
Tue 07 May 2024, 5:12 am by Rocky
» Al-Sudani: Iraqi banks are on the right track with financial transfers
Tue 07 May 2024, 5:11 am by Rocky
» Al-Khazali: The Turkish side is still imposing its conditions on Iraq
Tue 07 May 2024, 5:08 am by Rocky
» Rights: We refuse to amend the bylaws of Parliament under political influence and desires
Tue 07 May 2024, 5:07 am by Rocky
» Nechirvan Barzani: We want to address all problems with Iran and begin a new phase of relations
Tue 07 May 2024, 5:05 am by Rocky
» Today, Iraq and Iran signed the minutes of a joint meeting related to trade
Tue 07 May 2024, 5:03 am by Rocky
» KPMG International begins auditing the revenues of telephone companies operating in Iraq
Tue 07 May 2024, 5:02 am by Rocky
» Oil: The seventh batch of equipment for the gas manufacturing project in the Nasiriyah and Gharraf f
Tue 07 May 2024, 5:01 am by Rocky
» Al-Sudani assures the French ambassador of Iraq’s openness to “fruitful” partnerships
Tue 07 May 2024, 5:00 am by Rocky
» Government move to install gold screening devices at 4 airports
Tue 07 May 2024, 4:59 am by Rocky
» Sudanese Advisor: The oil sector is witnessing a rapid renaissance
Tue 07 May 2024, 4:58 am by Rocky
» Opening offices specialized in employing people with disabilities
Tue 07 May 2024, 4:57 am by Rocky
» Infrastructure and investment projects for the water sector in Iraq
Tue 07 May 2024, 4:56 am by Rocky
» Adopting the electronic system in the next census
Tue 07 May 2024, 4:55 am by Rocky
» Al-Sudani chairs the first meeting to restructure the government apparatus
Tue 07 May 2024, 4:54 am by Rocky
» Business Council: Efforts to open a branch of the Chinese Bank in Iraq
Tue 07 May 2024, 4:53 am by Rocky
» Iraqi diplomacy is balanced openness
Tue 07 May 2024, 4:52 am by Rocky