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It is known that the Prime Minister decided on 29/5/2018 to launch the project of localization of salaries and electronic taxation, with several goals, the most important of which is the advancement of the Iraqi economy and the achievement of additional revenues for oil revenues, but how is this achieved? And activating the work of various economic sectors such as industry and agriculture, which are two rivers They are not depleted, in addition to other sectors and their big role, such as the transportation and tourism sectors, etc.
What is the relationship of salary settlement with this goal, and what are the mechanisms to achieve these goals, which the government, the private sector and the international community and every Iraqi are seeking and aspiring for ?, and this is a distant strategic goal that should be under the eyes of the Ministry of Planning in measuring the extent of success achieved and adjusting its paths, if it deviates from His goals.
It also extends to the reduction of rampant corruption, as a result of relying on automated devices to pay money from any citizen such as the POS (electronic payment points), as it eliminates intermediaries, users, and bribes.
Another very important organizational goal is to preserve government, private sector, and citizen funds. How (in practice) is this achieved?
These major goals I will try to explain in a series of articles by examining the mechanisms and practical examples with a simple explanation for each case, but it is accurate and coherent.
Providing an international electronic (salary card) for the employee is the first spark for all of these goals, as the salary has another added value when he entered the electronic card. Debit card only as it will provide a bank account that will organize and significantly change the life of the employee and from many sides and will work on:
First: Regulating citizen's disbursements, and for its name:
1 - First organization:
(Citizen's repayments) So organizing the individual's daily financial life with his various payments, the card or bank account will contribute to reducing the time, effort and money spent to sustain his daily life, as he can agree with the bank to pay fees, taxes and fines through an agreement with the bank, and deduct and pay at the end of each month to the concerned authorities from the bank his account or through the use of payment by telephone tools, and no need to go to any point of asking him to pay, exposure to the loss of time in the transport and exchange on the transport and effort, and in this case
will contribute to the bank in organizing money and government ministries on the one hand, where he will enter a Bank is also in favor of the government ministries.
2- The purchase or purchase associated with the transportation of large commodities. He can buy a refrigerator, for example, through the website of any Iraqi company that offers its services and delivers the refrigerator to the house. As a result, he will keep his salary from deficiencies that drain his salary and be forced to pay it.
3 - Buying from stores, restaurants, markets, pharmacies, laboratories wages ... and others, through the POS payment point device will not pay higher than the price set for it, and this device does not deduct a commission from the buyer, as he will buy at the specified prices, so the Iraqi citizen will pay money without users and intermediaries Bribes and without delay and queuing through the POS payment devices, which will be installed for the private sector and government ministries later when launching the electronic tax project, also will get rid of the deficiency, the forger, the ripper, theft, loss, and many other life examples, on the other hand, its various payments will lead to positive results for healthier Business and private sector companies, on the other hand.
4 - The citizen will be able to apply for financing for the purchase of a residence or a car, and pay his dues upon deduction monthly.
5 - Banks will provide various services to meet the employee's necessary needs, which contribute to the development of his life, such as installing solar energy systems in his home in installments, which will provide him with money and reduce his payments to the owners of generators and give him a working system for free energy sources.
7 - He will be provided with various privileges and discounts in order to benefit from his bank account, such as discounted travel packages, travel and insurance card group points, and other services.
8 - It will provide him with the possibility to enter a new income for him through (a partnership contract) in Islamic banks with any of his relatives, by entering into a project that provides his salary card as a guarantee to provide financing for a small project, and he can benefit from the owner of the project, who has to manage and succeed the project.