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Monday ، 31 August 2020 12:01 PM
The Housing Fund launches loans of up to 50 million dinars
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The Housing Fund announced a plan to distribute 1,000 loans a month, at a value of 50 million dinars, to be paid over 10 years.
The director general of the fund of the Ministry of Construction, Housing and Municipalities, Diaa Mujd Abdullah, said, "This plan is limited to 12,000 loans annually distributed among all governorates except the Kurdistan region.
He added that" the loan amounts are different according to regions, districts and sub-districts. As for the districts and sub-districts of the capital, it is 40 million, while the provincial centers have set an amount of 40 million, and the districts and sub-districts of the governorate are 35 million.
Abdullah added, "These loans will be without interest, but there is an administrative commission of 2 percent to the [You must be registered and logged in to see this link.] Fund of the total amount of the loan and 3 percent to the Central Bank to be taken only once and from the first payment, knowing that the loan repayment period will be 10 years."
Regarding the conditions for accepting borrowing transactions, he clarified the importance of "the borrower being Iraqi and the real estate bond Form (25), with a map fixing the boundaries, a complete block sealed by the Real Estate Registration Department, in addition to an original valid guarantee license with the construction map and that the loan applicant’s share is not less than 100 meters. The area of the housing unit is not less than 65 square meters, in addition to the pledge of the sponsor department and his personal documents.
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The Housing Fund launches loans of up to 50 million dinars
[size]The Housing Fund announced a plan to distribute 1,000 loans a month, at a value of 50 million dinars, to be paid over 10 years.
The director general of the fund of the Ministry of Construction, Housing and Municipalities, Diaa Mujd Abdullah, said, "This plan is limited to 12,000 loans annually distributed among all governorates except the Kurdistan region.
He added that" the loan amounts are different according to regions, districts and sub-districts. As for the districts and sub-districts of the capital, it is 40 million, while the provincial centers have set an amount of 40 million, and the districts and sub-districts of the governorate are 35 million.
Abdullah added, "These loans will be without interest, but there is an administrative commission of 2 percent to the [You must be registered and logged in to see this link.] Fund of the total amount of the loan and 3 percent to the Central Bank to be taken only once and from the first payment, knowing that the loan repayment period will be 10 years."
Regarding the conditions for accepting borrowing transactions, he clarified the importance of "the borrower being Iraqi and the real estate bond Form (25), with a map fixing the boundaries, a complete block sealed by the Real Estate Registration Department, in addition to an original valid guarantee license with the construction map and that the loan applicant’s share is not less than 100 meters. The area of the housing unit is not less than 65 square meters, in addition to the pledge of the sponsor department and his personal documents.
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