[size=32]Digital economy "Islamic" experience to raise global production
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The digital economy relies on information in its entirety and allows access to information technology in various economic activities. Most of its steps are based on the use of ICTs that have eliminated all barriers and barriers to the flow of information, goods, services and capital flows to and from any point in the world, at any time. .
Leading to profound changes in lifestyles in various areas, both at the personal level, at the community level, and in the economy and the environment.
The digital economy sends and receives any amount of electronic currency instantaneously at any moment and anywhere, and provides the disclosure, transparency and neutrality of all information on digital currency transactions, and the advantages of the digital economy that it depends on the minds of humanity mainly, and the rest of the other elements related to pension and lifestyle and others Support is more than being an effective actor or engine.
As most of the methods and means of implementing economic activities have changed, and their impact has been positively reflected on society in general. The transformation of the digital economy can change and achieve new events that positively affect the economic interests of the countries in general.
Despite the modernity of the digital economy, it has become one of the most important sectors of the macro-economy. It has two types of influence. The first is direct. It is the gross output of most of the digital commerce, promotion and marketing operations in full form, and the production and sale of digital applications for management, .
The second indirect effect is the stimulation of local markets, the globalization of their products and the access to new markets that are difficult to reach by conventional methods.
The characteristics of the digital economy:
• It is characterized by work on building the information society by using ICT to achieve development goals.
• The balance of the economic institution depends on the stock of knowledge and information, can also run economic activities and projects through the Internet without the need for the actual movement of individuals or institutions.
• It works in trading electronic contracts, which requires providing guarantees and safe environment for individuals to complete their various commercial transactions, thus reducing the effectiveness and usefulness of the current laws and regulations (legal system, banking and commercial), and here comes the need to study and qualify for modernization and development of legal systems to ensure the best results less Losses.
• Strongly related to the many changes that take place in the industrial environment, especially with regard to ICTs, as they affect each other positively.
• A research study by Accenture Consultancy and Technology Services revealed that the digital economy is capable of raising global production by about $ 1.5 trillion, which means raising global output by 2.2%, accounting for 22% of the global retail sector, 28% of the health sector. % Of consumer goods.
"Recognizing the importance of the digital economy and its opportunities for growth and competitiveness, especially for small and medium-sized enterprises, we have placed this sector within the priorities of our work, which is embodied in the updated strategy of the Dubai Islamic Economic Development Center 2017," said Abdullah Mohammed Al Awar, Executive Director of Dubai Islamic Economic Development Center. -2021 ».
The Islamic economy is still growing, making it more appropriate than the traditional economy to accommodate digital developments. The digital
economy has revolutionized the power equation in the markets. As programs and applications are owned exclusively by large dominant companies, they are now available to small and young businesses and enable them to reach Markets and consumers to define the quality of their services and products.
Islam is concerned with the organization of relations and economic matters like any other life matters, and the establishment of a set of rules based on the origins of the Islamic faith; namely, the Holy Quran and Sunnah and the jurisprudential jurisprudence, and all of them are interested in following up the economic works within the social environment and relied on many Quranic verses and Hadiths The Noble Prophecy in the formulation of many of the basic rules of the Islamic economy, and the Koranic verses that referred to usury, saying: (and God forbid sale and prohibited usury), as the Islamic economy (Interpretation of the meaning): "O ye who believe!
It is clear to us that the Islamic economy is fertile ground for innovation and innovation. Its culture is new and its products need to be promoted and recognized as important. The world is racing towards adopting Islamic finance, all of which require the creation of tools, programs and applications that facilitate the world's access to this kind of economy. , The incubation of innovations in the Islamic economy, and the promotion of youth, which will enhance the ability of young people to understand and absorb the needs of markets and to create their growth requirements.
first Islamic digital platform for the exchange of gold-backed digital currency was launched on the sidelines of the Fifth Islamic Finance Conference in Doha on 19-03-2019. This achievement is the result of work, studies and cooperation between the QFC, Ibadah Inc Malaysian.
The real I-Dinar digital symbol is a form of electronic gold wallet, but it can be used as a common denominator for the execution and settlement of many financial, exchange and trading operations.
With regard to the future development of the I-DINAR platform and the electronic stock exchange, it requires the development of the role and presence of many institutions operating in the field of financial services, especially the specialized banks, which are used to provide financial solutions and tools necessary to conduct financial and business operations with complete accuracy and security, Global acceptance criteria and rapid technological and electronic development.
The Islamic platform for currency exchange is a turning point in technology, especially as it will provide many advantages, including the settlement of many financial operations and exchange and trade, and allow trading with or for any goods or products or currencies encrypted or any combination of solutions and financial tools as well as Financial and commercial contracts from anywhere and at any time worldwide easily.
And that the determination of the value of 1 dinar within the Islamic electronic platform, which will be titled "I - dinar" one gram of gold, which means that it will form a portfolio of electronic gold, so the exchange and circulation of this currency on the Internet will be in exchange for my eye and the amount of gold, In line with Islamic principles. Investors and customers will be able to maintain their assets and properties safely and easily, with all financial and commercial transactions being completed quickly.
One of the major challenges facing developments in the Islamic digital economies and in the Arab countries is the digital divide between reality and expectations according to the needs of individuals and institutions compared with developed countries. The threat of privacy and cybercrime is one of the challenges, Information Technology This digital and information economy must be protected to ensure the confidentiality, integrity and availability of data around the clock.
The latest challenge is to organize this virtual world and to set its foundations and legislations to achieve its desired goals while keeping pace with the rapid changes witnessed in such areas.
We reach a conclusion to reach the digital world We need continuous development by increasing investment in information and communication technology by upgrading infrastructure, increasing the number of computers and their uses in transactions and jobs, increasing the number of subscribers in the international information network, adapting and using the ready and detailed software in the management of economic activities Commercial, productive, financial, marketing, human resource management and educational and training activities.