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Deposit Guarantee Company
15/9/2018 12:00 am [rtl]Dr. Basem Ibrahimi Trust in the Iraqi banks still occupies an important area of discussions and studies on the relationship between banks and the public. Certainly, this relationship has been weakened in recent years as a result of the failure of some private banks and the inability to return deposits quickly, and despite the fact that the stumbling block does not mean that all banks are in danger as the Iraqi banks today more than seventy banks and that the falter of them during the past years not More than five percent only; but the state of distrust affects everyone at all, whether people can not distinguish between banks and does not have the ability to do so it does not have enough banking culture and this is not a defect, so the subject of enhancing banking confidence rests with The regulatory body in this sector Which is the central bank . In order to re-achieve this, and based on its oversight role, the Central Bank of Iraq is working to establish a deposit guarantee company based on the provisions of the system of guarantee bank deposits No. (3) for the year 2016 with the contribution of 44 banks of Iraqi banks (government and commercial branches of foreign banks) with a capital of 100 billion dinars , Divided between (55) billion contribution of these banks and the amount of (45) billion will be offered for public subscription . The main objective of the establishment of this company is to protect the funds of small depositors and to enhance confidence in the banking sector by the public , And it is hoped that the company will start its business in the event of obtaining the establishment license after the end of the IPO proceedings. The company's completion was completed and the contribution rate of (55) billion was completed. The company also completed the procedures for preparing the foundation contract, the founding documents and feasibility study. The measures are expected to be completed before the end of this year. The citizen frankly trusts the public banks more than private banks because the deposits are usually insured by the government and therefore private banks need to be a contribution to this company as the customer deposits will be protected and any delay affects the bank means that the company will pay to the citizen and this is an important step will be Have a great impact in enhancing banking confidence. [/rtl] [rtl][You must be registered and logged in to see this link.] [/rtl] |
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