Consumption, saving and compacting
13/11/2017 12:00 am [rtl]Mustafa Mohamed Ibrahim , a lot of talk recently about apparent compactness and saving in Iraq, especially in television interviews, newspapers and seminars .aad Consumption (Consumption) one of the national income of any country components known as consumption , according to Blinder that this family spending on goods and services of any continuous spending, either saving ( According to Schumpeter, he avoided part of the income for consumption or investment in the future, leading to a willingness to carry out a production activity that is not part of his output directed towards consumption, the availability of collective management and the technical and technical capabilities necessary to achieve the accumulation of physical capital and Irrigation, according to the equation I = C + S. According to the statistics in Iraq, the amount of money accumulated in Iraq outside the banking system is estimated at (18) trillion Iraqi dinars, equivalent to (16) billion dollars, which means the existence of monetary infertility at the Iraqi banks, The reason for the emergence of the cases of compactness and consumption in the public because of the lack of confidence in Iraqi banks, especially so far has not been activated Deposit Guarantee Corporation in Iraq, forcing the citizen to save his money at home or consumption to meet his personal needs, especially after the rise in the number of malls in Iraq, the new trend by Merchants. As the number of malls in Baghdad (16) Mola and almost there are moles under implementation, indicating that the Iraqi public consumption by nature and not saved at a high rate. It is necessary to address the phenomena of real estate consumption and consumption through several things that must be taken into account is the activation of the Deposit Guarantee Corporation, which is linked in terms of control in the Central Bank of Iraq in real and as soon as possible, modify the instructions and controls for deposit and withdrawal by Iraqi banks. It also imposes the reality of increasing the cultural awareness of the banking public through advertisements on television or the distribution of brochures or increase seminars for such important topics, especially the concept of financial inclusion (Financial Inclusion) after the formation of a committee for financial inclusion in the Central Bank of Iraq to develop a strategy for financial inclusion in Iraq and Through which the funds will be withdrawn to the public and reduce the amount of congested and at the same time increase public awareness of the banking to [/rtl] [rtl][You must be registered and logged in to see this link.] [/rtl] |
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