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[size=36]Al-Rafidain determines the value of real estate loans for the purposes of purchasing plots of land, restoration and rehabilitation of residential homes[/size]
Economy | 08:56 - 02/08/2023
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Baghdad - Mawazine News Al
-Rafidain Bank announced, on Wednesday, the details of the amounts of real estate loans, while referring to the conditions for submission and interest rates.
The bank stated, in a statement that Mawazine News received a copy of, that “the amounts of real estate loans for the purposes of restoration and rehabilitation, building residential homes, or buying a plot of land will be according to the details below: 1- The maximum
loan amount is (150) million dinars and for the purposes below.
From (50) million dinars to (75) million dinars for the purpose of purchasing a plot of land, incrementally at the rate of (5) million dinars B-
From (15) million dinars to (75) million dinars for the purpose of building, restoration and rehabilitation, incrementally at (5) million dinars.
C- From (50) million dinars up to (150) million dinars for the purpose of purchasing a residential house, graded at (5) million dinars 2- The
interest rate is (6%) by decreasing installment.
3- The term of the loan is (15) years.
4- The guarantee of the loan according to the categories included in the grants as follows: -
A- The employees whose salaries are exclusively with Al-Rafidain Bank. ).
B- For citizens, the guarantee is the provision of a guarantor whose salary is exclusively with the Rafidain Bank and the submission of a real estate deed to be mortgaged in favor of the bank as a security mortgage of the first degree (loan amount +25%).
C- Pensioners whose ages are within the insurance age at the end of the loan term
The guarantee shall be the Master Card and the submission of a real estate deed mortgaged in favor of the bank as a security mortgage of the first degree (the amount of the loan + 25 percent). First class (loan amount + 25%). Ended 29/h
-Rafidain Bank announced, on Wednesday, the details of the amounts of real estate loans, while referring to the conditions for submission and interest rates.
The bank stated, in a statement that Mawazine News received a copy of, that “the amounts of real estate loans for the purposes of restoration and rehabilitation, building residential homes, or buying a plot of land will be according to the details below: 1- The maximum
loan amount is (150) million dinars and for the purposes below.
From (50) million dinars to (75) million dinars for the purpose of purchasing a plot of land, incrementally at the rate of (5) million dinars B-
From (15) million dinars to (75) million dinars for the purpose of building, restoration and rehabilitation, incrementally at (5) million dinars.
C- From (50) million dinars up to (150) million dinars for the purpose of purchasing a residential house, graded at (5) million dinars 2- The
interest rate is (6%) by decreasing installment.
3- The term of the loan is (15) years.
4- The guarantee of the loan according to the categories included in the grants as follows: -
A- The employees whose salaries are exclusively with Al-Rafidain Bank. ).
B- For citizens, the guarantee is the provision of a guarantor whose salary is exclusively with the Rafidain Bank and the submission of a real estate deed to be mortgaged in favor of the bank as a security mortgage of the first degree (loan amount +25%).
C- Pensioners whose ages are within the insurance age at the end of the loan term
The guarantee shall be the Master Card and the submission of a real estate deed mortgaged in favor of the bank as a security mortgage of the first degree (the amount of the loan + 25 percent). First class (loan amount + 25%). Ended 29/h
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