Investment Portfolio in Iraq

Investment Portfolio in Iraq




5/13/2017 0:00

Dr.. Mustafa Kamel Rashid
Know the investment portfolio as a group of financial assets and owned real economic unity as individuals or institutions with ownership of public or private. Of course, the aim of this portfolio is to reduce the level of losses and achieve a relative increase in profit rates. As being the economic diversification of investment units as well as between financial assets (stocks and bonds) and real (land and investments in buildings, institutions and marketing centers).

The individuals and institutions alike are seeking to achieve the greatest possible may profit in light of the options that they find it possible to take advantage of them, any options that are available within the limits of their means, and here must check two conditions , one abundance stemming from good banking, financial and real environment options, the second condition The existence of the desire of individuals and institutions in order to access the diversification of the investment portfolio experience, Maittalb an awareness of relevant and interesting by those in order to achieve practical use of the investment portfolio.
The diversification of investment assets to achieve many of the most important advantages of reducing the losses that may be exposed to the holder of the portfolio as well as the accumulation of profit rates in the safe and good investment.
The desire of individuals and institutions to invest in the investment portfolio is a tradition common in developed economies, which represent harmony between individuals and institutional investors in order to achieve the interests that would benefit both. But is the case in Iraq? .
Characterized by the economic structure of the system in Iraq , weak use retail and institutional investment portfolio, because of the limited options available to them from the stable banking and financial actors and markets investment environment, as well as the unwillingness of individuals to use the investment portfolio for their lack of understanding and assimilated them, and then becomes the use of the investment portfolio in Iraq is rarely leads to distort the business environment and the financial and banking activity in conjunction with the limited forms of wealth held by individuals.
Diversification may decline in the use of the investment portfolio in some developing countries between exporters or three or four at best in the financial, banking and real assets, but refrain the vast majority of individuals and institutions for use exclusively this is the situation we find in our country.
This significant decline in the use of the investment portfolio in Iraq is due to institutional reasons associated with weak efficiency of the institutions that generate options for the group of researchers for investment, reasons related to the conditions of the country is unstable , which reflected negatively in the desire of creating institutions for investment opportunities and individual users of investment portfolios, as well as the unwillingness of the individual to keep pace with development formulas in the field of investment portfolios and give it the importance of industry in the field of investment decision.
This matter led bottom line to clear and significant decline in investment and portfolio diversification formulas in order to reduce risk and increase returns, Valsndhat now trade is knowledge of the majority of the population, and stocks have become the norm is Menderj in the financial interests of individuals, either deposits , they constitute a small percentage of individuals investments due to administrative red tape required by the completion of business transactions, gold has become a questionable substitute in Aaidath is because of the lack of commitment to the instructions and its market controls organized.
Accordingly , the currency becomes the only form of wealth in which the trust of Iraq 's population and agree with them completely as the investment portfolio at the same time, and represents all the chances of survival and safety available in front of them, whether those local currency and / or foreign.

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