Employees and retirees are suffering from a lack of salaries and damaged banknotes

Employees and retirees are suffering from a lack of salaries and damaged banknotes




07/24/20140 
Employees and retirees are suffering from a lack of salaries and damaged banknotes
BAGHDAD / Qais sticks - to facilitate the spring .. suddenly ... stopped the driver of Kia car, a roar angry at a passenger who refused to replace paper currency Damaged had been given to the driver who rejected because of torn, and almost gets what may have dire consequences for the intervention of one of the passengers to take the initiative to replace damaged currency.

So ... damaged currency became a problem afflicting the citizens in general, and especially employee and working in sections III accounts. 
Who is responsible for this currency is damaged? And why not be replaced? The reason not to withdraw from the currency trading? These questions and other other was the focus of our investigation of this. 
before you enter into the details of my investigation I learned that Egypt burns three times a week about 1.5 million banknotes are corrupted from various categories, as I learned that Algeria (grated) daily 10 million dinars corrupted by machine hole The question is what about the currency damaged in Iraq? Why do not burn or grated? 
let know the reasons for this through our reading of this investigation. 
initially say that the CBI load management banks responsible for trading the currency damaged in the markets, warning of fines for banks uncooperative up to a stop, while HMS us one of the workers in the bank that is being replaced from the currency damaged in the bank does not exceed 30% of the damaged actual pointing to the failure and mismanagement of some banks, especially the big ones, often re-Currency damaged to citizens without converting them to the Central Bank of Iraq to replace them, and this is a big problem especially if we know that about 90% of the currency is, however, the citizens and not the banks, only 10% of them. 
well ... let know the views of citizens and professionals in this phenomenon. 
Farah Mohamed Radi (60 years), while received his pension from banking offices in Baghdad, and determination to repay its financial obligations during the entire month, such as rent and pay-generated list of "religion" in place of food and monthly installments on electrical appliances. 
pension distributor on the list of previous payments did not stop even for the first 10 days of the month. Radi and during the distribution of funds according to priorities found a decrease in the amount of pension received 15 thousand dinars, in addition to the presence of more than 60 000 dinars leaves torn from within "pension." 
phenomenon Securities torn began to spread in the general banking offices and government banks, and the importance of this subject surveyed ( range) views of a number of citizens and all stakeholders and specialists. To find out the real causes of the broad phenomenon of shortage in bundles of money received from the government and private banks, but it came to an employee who receives a salary incomplete. 
technical problem rather than a case of corruption, 
Executive Director of the Association of private banks Abdul Aziz Hassoun pointed out in an interview (range) that the breadth the phenomenon of shortage in the categories of cash withdrawals from banks is a technical problem rather than a case of corruption due to the failure of the central bank to inject new coins. Goldfinch shows that the central bank does from time to time to issue cash instead of modern deposited has withdrawn from all banks, as they are damaging amounts ended because of torn or use a lot and pumped amounts of new release, according to market needs. Hassoun pointed out that the process of counting banknotes and packaged them the rules of the fixed and are applying those rules to all banks and is the process of counting and packing and seal those packets, and that what is happening now is a classic because of the reluctance of citizens to use the instruments and money orders, and the failure of the Bank issued a recent currency traded in the market. 
fund trustees owe amounts exceeding 200 million dinars 
Hassoun revealed that the number of Trustees of the Fund owe amounts exceeding 200 million dinars, and that there are a large number of investigative commissions have required the payment of the shortfall. Um Ahmed cashier in a branch of the Rafidain Bank talked to (range) that the mechanism currently used by the Department of the Treasury in the main branch and the distribution amounts for the branches that make up the revenue ratio is too weak to be is one of the reasons in the event of a shortage in the packets of cash, as is the distribution of high amounts very up to five billion dinars sometimes during working hours and is already packed in the (universal) can not make the process of counting the amount billion dinars for the full day's work, especially for a class five thousand dinars, and the citizen is waiting in front of the box Treasurer. That is why we are distributing payments immediately if they come into the branch remains a citizen a choice in counting the money or not, while no citizen can count amount of withdrawals state departments or offices of the smart card, because Shobachm big hit sometimes to more than one hundred million dinars, and we are in a downward spiral in this matter every working day. 
difficulty of obtaining 
a salary Full 
Salman Hamid employee in the Department of Health Baghdad Rusafa shows (range) that he and several months ago did not receive his salary from various categories in full because of the amount Ripper or a shortage of one of the categories we know well that the accounts department is responsible for it and its receipt of the amount from the bank through (Ouane They packed) It is quite natural that there are banknotes torn and this is one of the main reasons that the problem is not getting a salary integrated. 
Shaima Daham involved an opinion on this problem, which became the talk of all the staff Circuit on receiving salary talking (range) that her salary does not exceed 500 000 usually stacks of class thousands dinars thread money plastic and usually have a value of this package is one hundred thousand dinars, and it is impossible counted in front of the accountant or scanned and when I get to the house I find that half of them ripped pasted duct tape transparent and the other half Mthri in addition to a lack most frequently in number every salary be shortages by five thousand or more. 
indicated Shaima that salary when it is integrated and tell the charge distribution is said to them that the bank is handed out amounts and counted, and they are not , this will not be held responsible for bridging the shortfall salaries, and this is renewed monthly and cause many problems all because the cashier does not allow anyone who receives a salary after him because the presence of other people and many customers and the entire amount, and this by commenting, then it is not new. 
daily income of Trustees Fund sometimes up to 200 thousand dinars 
citizen Abu Shaima retired civil servant in a government bank asserts (range) that the current situation of the Trustees of the Fund and in my experience has a hand in the shortfall with partners within the branch and the Treasury Department could be profits generated daily for some of the Trustees of the Fund up to 200 000 dinars In cases draws many exceed this figure. 
Abu Shaima pointed out that there are committees investigative countless in all banks, especially the government about Alnicosat occurring in bundles of cash and paid to the Treasury, but no fear of administrative procedures because of the general situation of the Iraqi society. 
fined Banks 
Iraqi Central Bank warned the government banks of the delivery of banknotes is corrupt and obsolete state employees for the purpose of distributing salaries to employees. The bank said in a statement seen by (range) during the conduct of the investigation, according to authoritative source at the bank, said that the state institutions and some private institutions dealing with government banks complaining about the delivery of some bank branches to the salaries of employees and retirees banknotes is good though to be damaged or worn, pointing out that So it makes the chance of cleaning up the market of trading securities worn and damaged difficult which is working on the bank for months. Central Bank of the face of the government banks need to paydays of currency good or non-current or modern printing where the student government banks the possibility of supply of currencies is good and non-current in order to distribute the salaries of state employees, and warned banks that would impose fines in the case and put papers identifying a subsidiary of the central bank on Papers are corrupted it is handed over to customers. 
existence of stocks of monetary issuance modern 
statement also explained that the bank is keen not to treat citizens or markets currencies damaged because it works to continually replace, while stressing his possession confounded much of those currencies potable ready to be put up for trading. referred to as the the phenomenon of the spread of the currency damaged or desolated has become a source of inconvenience to a lot of citizens, merchants and taxi drivers, because they bothered to deal with any banknotes cut or connected to a phenomenon that has imposed itself on the circulation of people and led them to accept the deal in the damaged to preserve the continuation of their work well . 
imposition of these amounts on the accounts departments 
Haj Saadoun, a director of the accounts of one of the departments of the Ministry of Health indicates (range) that the majority of banks are imposing these currencies on the Trustees of the Fund in all ministries who have no choice but to hand over those amounts to the employees with their salaries, and refused to receive those Amounts are already packed, they are waiting for a while and know very extent of the value of the salary when the employee probably will replaces it for us and giving us the other currencies, it is a phenomenon puzzling to us. 
Abu affection taxi driver says (range) it is above all on the objection to these currencies damaged, it inevitably will be spent will not remain in the home, but the problem in that deal with difficult not accepted by one and this phenomenon does not include coins and not others has hit the damage most of the banknotes because of not dealing with them in a civilized and well there are those who fade into several times, or give me the amount of seven thousand dinars see Alvin torn so these daily problem and usually up the problem with the passenger, especially women. 
shortage in the category of the five thousand and ten thousand only 
(range) polled also the views of a number of banking offices and dealers smart card (Key Card) since he sees Abu nice that the issue of lack of funds has become very unusual because of the lack of response departments of branches all around this node and that the shortfall of the bank, Vshobacna up a day to 100 million during the distribution of pensions (peak) and there is a shortage between 80 to 120 000 dinars, we will take the shortfall in all cases and that the groups most vulnerable to shortages are small groups (one thousand - five thousand - by 20%, and ten thousand at 10% and the category of twenty-five thousand, which barely accounts for 0. 
whilst Abu Nur's banking office last that the big problem comes around the first literary and private honestly delivery amounts to be a retiree or employee, especially that much from state departments have moved toward the mechanism for distributing salary across the smart card and this means that the employee deducted the amount of money a share (Ironing Card) and either the second problem they shortages in packages or categories worn and soak here under accountable to the customer and we are forced sometimes to make payments of profits earned do not know also the beneficiary of this phenomenon? 
retired lawyer Abu Ziad refers in an interview (range) that retired, especially the "owners of low salaries are their daily expenses are very limited because of their living and this means that waiting on receiving salary will add to the spirit of life has, how you see He received amounts torn or lack of five thousand or more, and this means that we created a problem between the Office of the delivery of pensions and retiree has already got such cases?! 

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