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[rtl]History of edits:: 3.9.2016 15:13 • 35 visits readable[/rtl]
{Baghdad: Euphrates News} honest Prime Minister Haider al-Abadi on the mechanisms of lending for housing fund loans, the central bank's five trillion Iraqi dinars.
A statement by the Office of the Abadi agency {Euphrates News} received a copy ofit today, that "according to the mechanism of the distribution will be loans distributed to the provinces to adopt a standard population ratio {80%}, standard degree ofpoverty {20%} for each province, and the amount of each loan , including not more than KD 50 million paid to the beneficiary in two installments, and interest rate {2%} after year grace one of the date of receipt of each batch. "
he continued , " these loans are granted for the purposes of construction, and theaddition of construction, grants as well as for those wishing to purchase residential units in investment complexes, as he gives to re construction of housing units destroyed; because of terrorist operations, and the duration of lending to 10 years are restored monthly installments equal within the prescribed period. "
lending housing Fund mechanisms ..
General conditions:
First , the distribution of housing loans to the provinces in accordance with the credit plan considered by the housing Fund, and by 80% criterion of population ratios of20% as the standard for the degree of poverty in the province { are summarized in the attached table}.
Second , be an Iraqi loan - old {22 students} years and over eligibility and complete and that the age of the beneficiary does not exceed about {65} years.
Third , the interest is imposed ratios the granting of loans are {2%} annually for thebenefit of the central bank.
Fourth: the Fund shall establish time limits for the completion of the transaction.
Fifth: the housing Fund launched a website service, hotline phone; for the purpose of monitoring the borrower stages of completing the treatment of loans, and have presentation via the website the Fund without any financial payments are met.
VI bears the Director General of the Fund, and directors of departments concerned, the director of the branch, and committees disclose full responsibility for the granting of the loan, check the conditions are met , each according to his responsibility.
Seventh: The modernization of the borrower information, and sponsor periodically Fund.
Eighth: is calculated interest on loans the central bank after a year grace one of thedate of receipt of each batch of the central bank.
IX: the housing fund to submit periodic reports every three months on the work done by governorate, and amounts to the Supreme Committee supervising the lending in the Prime Minister 's Office .
Help lending:
First: the inclusion of all Iraqi citizens the loan in accordance with regulations issued by the Supreme Committee for lending in the Office of the Prime Minister.
Second: loan is granted; for the purpose of construction, or add construction tothose who owns a piece of residential land on the face of independence or rumored to him, and that no less space land collectivized for {100} square meters, and not less building space for {65} square meters shall not be granted to build on agricultural and industrial land plots.
III loan is granted for those wishing to buy residential units in residential investment complexes, or subject to the investment law, which does not net area of less than {65} square meters.
Fourth: the loan is granted for the reconstruction of housing units destroyed; because of terrorist operations, and in order of priority starting with the ceilings ofdemolished housing units completely.
V. offers the beneficiary sponsor guarantor or more permanent civil servants on thepermanent staffing or employees of the Interior Ministry, half of their salary nominal cover the monthly installment impact owed by the amount of the borrower, and toratify the sponsorship of a notary Fund and the sponsor department undertakes todeduct the monthly installments from the salary of the sponsor when so requested by the Iraqi housing Fund officially.
Sixth: bears borrower 's wages of administrative services at 1% of the loan amount in favor of the housing fund is taken once when the first batch Exchange, and isdistributed as incentives to the staff of the Fund in accordance with the instructions issued by the Fund 's board, and approved by the Minister of construction and housing.
ceilings lending:
the loan amount to no more than {50 } million dinars each case lending.
pays the loan in two installments to the beneficiaries in accordance with instructions issued Fund board.
detect and guessing procedures:
a wage detection and guesswork out of the beneficiary of $ {60 meet} thousand dinars for each detection, these wages are distributed as incentives to employees in accordance with instructions issued by the Council Fund management and approved by the Minister of construction and housing.
term of the loan and the mechanism of payment:
be a loan for {10} years maximum duration, are restored loan monthly installments equal within the prescribed period.
The housing fund application payment mechanisms, and grants, according to theinstructions of the window. Ended h
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{} Euphrates News publishes housing fund loans for construction and renovation and purchase of residential units mechanisms
[/rtl][rtl]History of edits:: 3.9.2016 15:13 • 35 visits readable[/rtl]
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[rtl]{Baghdad: Euphrates News} honest Prime Minister Haider al-Abadi on the mechanisms of lending for housing fund loans, the central bank's five trillion Iraqi dinars.
A statement by the Office of the Abadi agency {Euphrates News} received a copy ofit today, that "according to the mechanism of the distribution will be loans distributed to the provinces to adopt a standard population ratio {80%}, standard degree ofpoverty {20%} for each province, and the amount of each loan , including not more than KD 50 million paid to the beneficiary in two installments, and interest rate {2%} after year grace one of the date of receipt of each batch. "
he continued , " these loans are granted for the purposes of construction, and theaddition of construction, grants as well as for those wishing to purchase residential units in investment complexes, as he gives to re construction of housing units destroyed; because of terrorist operations, and the duration of lending to 10 years are restored monthly installments equal within the prescribed period. "
lending housing Fund mechanisms ..
General conditions:
First , the distribution of housing loans to the provinces in accordance with the credit plan considered by the housing Fund, and by 80% criterion of population ratios of20% as the standard for the degree of poverty in the province { are summarized in the attached table}.
Second , be an Iraqi loan - old {22 students} years and over eligibility and complete and that the age of the beneficiary does not exceed about {65} years.
Third , the interest is imposed ratios the granting of loans are {2%} annually for thebenefit of the central bank.
Fourth: the Fund shall establish time limits for the completion of the transaction.
Fifth: the housing Fund launched a website service, hotline phone; for the purpose of monitoring the borrower stages of completing the treatment of loans, and have presentation via the website the Fund without any financial payments are met.
VI bears the Director General of the Fund, and directors of departments concerned, the director of the branch, and committees disclose full responsibility for the granting of the loan, check the conditions are met , each according to his responsibility.
Seventh: The modernization of the borrower information, and sponsor periodically Fund.
Eighth: is calculated interest on loans the central bank after a year grace one of thedate of receipt of each batch of the central bank.
IX: the housing fund to submit periodic reports every three months on the work done by governorate, and amounts to the Supreme Committee supervising the lending in the Prime Minister 's Office .
Help lending:
First: the inclusion of all Iraqi citizens the loan in accordance with regulations issued by the Supreme Committee for lending in the Office of the Prime Minister.
Second: loan is granted; for the purpose of construction, or add construction tothose who owns a piece of residential land on the face of independence or rumored to him, and that no less space land collectivized for {100} square meters, and not less building space for {65} square meters shall not be granted to build on agricultural and industrial land plots.
III loan is granted for those wishing to buy residential units in residential investment complexes, or subject to the investment law, which does not net area of less than {65} square meters.
Fourth: the loan is granted for the reconstruction of housing units destroyed; because of terrorist operations, and in order of priority starting with the ceilings ofdemolished housing units completely.
V. offers the beneficiary sponsor guarantor or more permanent civil servants on thepermanent staffing or employees of the Interior Ministry, half of their salary nominal cover the monthly installment impact owed by the amount of the borrower, and toratify the sponsorship of a notary Fund and the sponsor department undertakes todeduct the monthly installments from the salary of the sponsor when so requested by the Iraqi housing Fund officially.
Sixth: bears borrower 's wages of administrative services at 1% of the loan amount in favor of the housing fund is taken once when the first batch Exchange, and isdistributed as incentives to the staff of the Fund in accordance with the instructions issued by the Fund 's board, and approved by the Minister of construction and housing.
ceilings lending:
the loan amount to no more than {50 } million dinars each case lending.
pays the loan in two installments to the beneficiaries in accordance with instructions issued Fund board.
detect and guessing procedures:
a wage detection and guesswork out of the beneficiary of $ {60 meet} thousand dinars for each detection, these wages are distributed as incentives to employees in accordance with instructions issued by the Council Fund management and approved by the Minister of construction and housing.
term of the loan and the mechanism of payment:
be a loan for {10} years maximum duration, are restored loan monthly installments equal within the prescribed period.
The housing fund application payment mechanisms, and grants, according to theinstructions of the window. Ended h
[You must be registered and logged in to see this link.]
[/rtl]
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