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[size=36]A government bank that launches a service for financing projects and buying cars and sets controls[/size]
Economie| 10:28 - 07/04/2021
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BAGHDAD - Mawazine News
, Al-Nahrain Islamic Bank announced, on Wednesday, the launch of a financing service for medium-sized projects, whose amounts reach one hundred million dinars, in addition to the profitable car purchase in amounts up to 60 million dinars.
A responsible source in the bank, according to the official newspaper, revealed the controls of this financing, saying: "The maximum limit for financing medium projects reaches one hundred million dinars, while the minimum is ten million dinars for financing the purchase of goods." To 7 percent, and a repayment period of "five to seven" years.
The source added that "the bank has set six conditions within its controls; the first is that the first installment is paid 30 days after the customer receives the required goods, and the second is that the age of the applicant for financing is not less than 18 years and not more than 55 years."
He continued: "As for the third condition, it is for the funding applicant to present a guarantor or more employees of state departments who cover his net salary or their salaries twice the monthly installment." A recent real estate bond that is free from the sign of seizure, foreclosure or confiscation, and that its estimated value exceeds the amount to be financed by 20 percent and is mortgaged in favor of the bank before the required financing.
He pointed out that "the bank" stipulated "fifth" that it present an economic feasibility study for the funded project from a specialized (consultant) accounting office approved by the Accountants Syndicate. Those whose financing is less than (70) million dinars are exempted from this, while the sixth condition is to submit offers For the materials from a competent supplier and the prices of the commodities to be purchased.
As for the profitability of the purchase of cars, the source confirmed, "The amount of the profit rate is 5 percent and the repayment period is" 6 years ", provided that the age of the applicant to buy the car is not less than 18 years and not more than 60 years, and is due to be paid after 30 days have passed since Delivering the car to the customer while obliging the funding applicant to present one or more guarantors. "Ended 29 / A43
, Al-Nahrain Islamic Bank announced, on Wednesday, the launch of a financing service for medium-sized projects, whose amounts reach one hundred million dinars, in addition to the profitable car purchase in amounts up to 60 million dinars.
A responsible source in the bank, according to the official newspaper, revealed the controls of this financing, saying: "The maximum limit for financing medium projects reaches one hundred million dinars, while the minimum is ten million dinars for financing the purchase of goods." To 7 percent, and a repayment period of "five to seven" years.
The source added that "the bank has set six conditions within its controls; the first is that the first installment is paid 30 days after the customer receives the required goods, and the second is that the age of the applicant for financing is not less than 18 years and not more than 55 years."
He continued: "As for the third condition, it is for the funding applicant to present a guarantor or more employees of state departments who cover his net salary or their salaries twice the monthly installment." A recent real estate bond that is free from the sign of seizure, foreclosure or confiscation, and that its estimated value exceeds the amount to be financed by 20 percent and is mortgaged in favor of the bank before the required financing.
He pointed out that "the bank" stipulated "fifth" that it present an economic feasibility study for the funded project from a specialized (consultant) accounting office approved by the Accountants Syndicate. Those whose financing is less than (70) million dinars are exempted from this, while the sixth condition is to submit offers For the materials from a competent supplier and the prices of the commodities to be purchased.
As for the profitability of the purchase of cars, the source confirmed, "The amount of the profit rate is 5 percent and the repayment period is" 6 years ", provided that the age of the applicant to buy the car is not less than 18 years and not more than 60 years, and is due to be paid after 30 days have passed since Delivering the car to the customer while obliging the funding applicant to present one or more guarantors. "Ended 29 / A43
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