[size=37]Expert's (Il Giornale): Launch of bank loans is a good step for the housing crisis Maajh[/size]
Baghdad-Journal News ,
renewed their calls for a number of experts to contain the housing crisis in Iraq through thestand at the real problems that limit the social stability in the residential side, and thedimensions of a large segment of the state of confusion experienced due to the lack ofadequate housing.
renewed their calls for a number of experts to contain the housing crisis in Iraq through thestand at the real problems that limit the social stability in the residential side, and thedimensions of a large segment of the state of confusion experienced due to the lack ofadequate housing.
The head of the parliamentary committee to solve the housing crisis MP Abdul-Hadi al-Hakim, the worsening crisis in Iraq with the need for a two and a half million units.
Hakim said the Journal that "at a time when we bless the effort of the Land Bank to ease borrowing for housing and increase the size of the loan restrictions, I say: this endeavor does not solve the housing problem intractable in the country, amounting to about two million and a half units, an increase of 150 thousand housing units in the new year."
He added that "this endeavor does not help the poorer classes on the collected, but it is designed to help middle-income, and not the poor, for clarity that the poor do not have the financial ability to repay the value of the monthly premium set this loan and amounting to more than half a million dinars per month. In the sense that this effort will help to solve the problem by very, very slim negligible. "
He said al-Hakim said, "that it seeks parliamentary our committee is to solve the intractable problem of housing, especially the poorer classes, who are the vast majority of those in need of housing, through the issuance of a binding law to the government include:
First: the granting of residential land to citizens for free cutting. Really as their rights to their homeland without favor from the government Alehm.omnh adequate financial loan for the construction of residential land given for free, and the premiums are very soft citizen can repay over twenty-five Snh.vdila for the citizen does not assume the borrower benefits of the bank loan. The sense that the interest-free loan paid by the citizen, but borne by the government. "
He pointed out that "the House of Representatives passed a resolution in the Parliament has already been provided by the former includes all of the above in the above, and is seeking parliamentary our committee now is to turn this into a binding decision Parliament Act to the government."
It interested in things housing that citizen became carries considerable pressure due to rising rents in Baghdad, which began to drain huge amounts of money from the pockets of citizens, and become negatively affect the standard of living of a community of several layers, but became threatening the family economy and descend him to low levels.
For his part, Prime Minister for Economic Affairs Advisor to the appearance of Mohammed Saleh, said that "Iraq in the early fifties of the last century, the form of the Council of reconstruction, which has had a significant role in setting solid foundations for infrastructure and reconstruction residential in Iraq, as there were in Iraq at that stage horizontal housing and not the vertical of the Council of reconstruction large role in the provision of housing units for citizens in that period did not show any demographic crisis at the time. "
He said Mohammed Saleh, said that "this condition persists until the Iraq war broke out-Iran, as the bank's real estate was a great role also in the provision of housing units by granting loans to those who own land sector in order to build and these loans are few and long the benefits of term (ie repayment ), and after the start of the Iraqi war with Iran and then the imposition of the economic embargo on Iraq these investment projects stopped in the area of housing. "
Economist Nazim Ugaili said in a statement reported (Journal News): The Orbiter and the reality of housing in the country finds there are significant impacts on citizens to not having adequate housing, and there became a large population pressure in most areas of Baghdad, and in that significant negative effects on the reality of life in general . Because the rents are too high in Baghdad, the family and lead to a lack of physical and psychological stability, pointing out that the availability of housing is one of the most important elements of the general stability in the city, adding that the rents at least today about 400,000 dinars on the outskirts of Baghdad, either in the city center Prices fictional family can not resist the economy is going.
He added that work on the allocation of residential land and overcome the limitations of routine leading solutions for the housing problem in the country, especially as the global and local companies capable of resolving this crisis, almost fast and by building low for cost which succeeded internationally and became the most important solutions in many countries of the world.
He said the Investment Law No. 13 of 2006, as amended, is one of the important laws in the countries in the region, but need some adjustments in some paragraphs so that he can provide the appropriate investment environment to attract interested international companies to work in Iraq, noting that the foreign capital looking for guarantees in this side to achieve the goal and the completion of the business entrusted to it.
The senior agent of the Ministry of Construction and Housing Aestbrq thorns has stressed that the failure to provide allocated for the construction of housing complexes in Baghdad Nfosha which represents 24 percent of the population of Iraq territory. Pointing out that the ministry has carried out more than 50 residential complexes in all governorates of Iraq.
Thistle pointed to the need to enact a law allowing the owners of the land in the public domain for more than one person to benefit from the Housing Fund loans, which operates under the new law voted by the House of Representatives, which included the inclusion of residential lands in the public domain owners with loans Housing Fund to cover the largest category of these loans and to contain the housing crisis afflicting many citizens.
He noted that housing loans determined by a decision by the Revolutionary Command Council dissolved 940 of 1988, which prevents the inclusion of pieces of land ranging from 200-300 square meters housing loans fund because he is not granted the license by the Municipality of Baghdad to the presence of this legislation facilities.
He pointed thorns to the ministry did not involve in the development of the Airport Road project, but commissioned by the authorities with regard to nominate experts within the Commission assess the mission work of the project. As for the legislative side and he had a say in this direction has been MP Abdul Abbas Xiaa in a press statement that the investment law is an urgent need to amend some paragraphs to keep pace with the investment laws in the world. He pointed out that there are many formal investment laws do not apply on the ground and in particular the subject of the single window and leave the land to the foreign investor and the Arab .anthy
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