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[size=36]Rafidain Bank announces granting real estate loans to three categories[/size]
economy | 10:02 - 09/28/2024
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Mawazine News - Baghdad
Rafidain Bank announced today, Saturday, the granting of real estate loans worth 150 million dinars with a decreasing interest.
The bank stated in a statement received by Mawazine News, that "the most prominent terms and conditions for real estate loans from Rafidain Bank are as follows:
1- The maximum loan amount is 150 million dinars.
2- From (50) million dinars to (75) million dinars for the purpose of purchasing a plot of land.
3- From (15) million dinars to (75) million dinars for the purpose of construction, restoration and rehabilitation.
4- From (50) million dinars to (150) million dinars for the purpose of purchasing a residential house, apartment or residential unit in residential complexes, gradually increasing by (5) million dinars.
5- The interest rate is (6 percent) in a decreasing installment.
6- The loan period is (15) years, the loan guarantee according to the categories covered by the grants.
7- Employees whose salaries are domiciled with Rafidain Bank exclusively, the guarantee is a MasterCard and the submission of a real estate bond mortgaged in favor of the bank as a first-class security mortgage (loan amount 25%)
8- Citizens: The guarantee shall be provided by a guarantor whose salary is domiciled exclusively with Rafidain Bank and by providing a real estate deed mortgaged in favor of the bank as a first-degree security mortgage (loan amount 25%).
9- Retirees whose ages are within the insurance age at the end of the loan period: The guarantee shall be a MasterCard and by providing a real estate deed mortgaged in favor of the bank as a first-degree security mortgage (loan amount 25%). As for those whose ages exceed the insurance age before the end of the loan period, it is required to provide a guarantor whose salary is domiciled exclusively with the bank and by providing a real estate deed mortgaged in favor of the bank as a first-degree security mortgage (loan amount 25%).
The bank stated in a statement received by Mawazine News, that "the most prominent terms and conditions for real estate loans from Rafidain Bank are as follows:
1- The maximum loan amount is 150 million dinars.
2- From (50) million dinars to (75) million dinars for the purpose of purchasing a plot of land.
3- From (15) million dinars to (75) million dinars for the purpose of construction, restoration and rehabilitation.
4- From (50) million dinars to (150) million dinars for the purpose of purchasing a residential house, apartment or residential unit in residential complexes, gradually increasing by (5) million dinars.
5- The interest rate is (6 percent) in a decreasing installment.
6- The loan period is (15) years, the loan guarantee according to the categories covered by the grants.
7- Employees whose salaries are domiciled with Rafidain Bank exclusively, the guarantee is a MasterCard and the submission of a real estate bond mortgaged in favor of the bank as a first-class security mortgage (loan amount 25%)
8- Citizens: The guarantee shall be provided by a guarantor whose salary is domiciled exclusively with Rafidain Bank and by providing a real estate deed mortgaged in favor of the bank as a first-degree security mortgage (loan amount 25%).
9- Retirees whose ages are within the insurance age at the end of the loan period: The guarantee shall be a MasterCard and by providing a real estate deed mortgaged in favor of the bank as a first-degree security mortgage (loan amount 25%). As for those whose ages exceed the insurance age before the end of the loan period, it is required to provide a guarantor whose salary is domiciled exclusively with the bank and by providing a real estate deed mortgaged in favor of the bank as a first-degree security mortgage (loan amount 25%).
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