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The Real Estate Bank grants loans worth 500 billion dinars
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On Monday, the Real Estate Bank announced the provision of loans worth 500 billion dinars, benefiting more than 12,000 citizens to build housing units.
The Director General of the Real Estate Bank, Abdul Mohsen Alwan, said in a statement received by "Al-Iqtisad News", that "the bank is currently working on loans for the Central Bank of Iraq's initiative (purchase loans) for housing units from investment housing complexes or outside residential complexes," noting that "construction loans and the addition of building It (the Housing Fund) works in it, and in the event that it requires us to work with it, the bank has a long history in it.”
Alwan added, "The main objective of the bank's work is to facilitate the task of building housing units for citizens," stressing that "the total amounts provided by the bank within the initiative of the Central Bank amounted to 500 billion, and the number of beneficiaries of it 12554 citizens."
He continued, "The Central Bank's initiative includes loans to purchase a housing unit within residential investment complexes and a loan to purchase a housing unit outside residential complexes," explaining that "the bank provides loans to purchase a housing unit directly without building, provided that the property's area is not less than 100 meters."
Alwan added that "the number of transactions awaiting completion in the bank amounted to 14,127 transactions for residential complexes, and 83,789 for outside complexes, meaning residential units," noting that "the number of transactions completed by the bank amounted to 1619 for residential complexes and amounted to 10,935 for housing units, and that the number of applicants For the purchase of vertical housing units, it amounted to 14,127, and the time limit for the housing initiative depends on the amount provided by the Central Bank of Iraq, being the owner of the initiative.
And he indicated that “there is no difficulty in applying for loans, as there is an electronic link that guides the applicant to the electronic form or by writing on the Iraqi Real Estate Bank website, which includes the electronic form and contains the information required to apply for the loan, after which the (special code) will be granted. In the applicant, after the success of the information that was filled out in the form, and after a short period, the applicant receives a notification to review the bank to complete the remaining information, and demands a bond (real estate 25) provided that its area is not less than 100 meters, and open a statement in the Real Estate Registration Department.
He stressed by saying: “As for the sponsor, it is a basic condition for accepting the transaction if the borrower is a gainer (not an employee), in addition to seizing the property in order to preserve public money and not waste it.”
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